Mayes County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $188,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,305 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $188,200 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 4.42× |
| Median household income | $60,305 |
| Median home value ÷ income | 3.1× |
| Population | 39,604 |
| Median property tax paid (owners) | $1,222 |
| Effective property tax rate (approx.) | 0.65% |
| Owner-occupied homes | 74.4% |
| Home value rank in Oklahoma | 12 of 77 counties |
| Neighbor: Cherokee County, OK | limit $832,750; median home $168,500 |
| Neighbor: Craig County, OK | limit $832,750; median home $150,500 |
| Neighbor: Delaware County, OK | limit $832,750; median home $175,300 |
| Neighbor: Rogers County, OK | limit $832,750; median home $240,500 |
| Neighbor: Wagoner County, OK | limit $832,750; median home $234,800 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mayes County's median home value is 6% below the state median of $199,800 (rank 12 of 77). Among its 5 neighboring counties, Rogers County has the highest median home value ($240,500) and Craig County the lowest ($150,500); all share the same loan limit. Owners pay a median $1,222 a year in property tax, an effective rate of about 0.65% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Mcclain County, OK
- 2026 conforming loan limit: Mccone County, MT
- 2026 conforming loan limit: Mccook County, SD
- 2026 conforming loan limit: Mccormick County, SC
- 2026 conforming loan limit: Mccracken County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.