Massac County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 6.8 times the county's median home value of $121,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,116 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $121,900 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 6.83× |
| Median household income | $65,116 |
| Median home value ÷ income | 1.9× |
| Population | 13,865 |
| Median property tax paid (owners) | $1,704 |
| Effective property tax rate (approx.) | 1.40% |
| Owner-occupied homes | 76.4% |
| Home value rank in Illinois | 67 of 102 counties |
| Neighbor: Johnson County, IL | limit $832,750; median home $160,500 |
| Neighbor: Pope County, IL | limit $832,750; median home $143,800 |
| Neighbor: Pulaski County, IL | limit $832,750; median home $85,100 |
| Neighbor: Livingston County, KY | limit $832,750; median home $125,600 |
| Neighbor: Mccracken County, KY | limit $832,750; median home $188,100 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Massac County's median home value is 54% below the state median of $263,300 (rank 67 of 102). Among its 5 neighboring counties, Mccracken County has the highest median home value ($188,100) and Pulaski County the lowest ($85,100); all share the same loan limit. Owners pay a median $1,704 a year in property tax, an effective rate of about 1.40% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.