Mason County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $293,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,180 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $293,600 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 2.84× |
| Median household income | $74,180 |
| Median home value ÷ income | 4.0× |
| Population | 3,955 |
| Median property tax paid (owners) | $2,461 |
| Effective property tax rate (approx.) | 0.84% |
| Owner-occupied homes | 79.7% |
| Home value rank in Texas | 34 of 250 counties |
| Neighbor: Gillespie County, TX | limit $832,750; median home $460,700 |
| Neighbor: Kimble County, TX | limit $832,750; median home $201,300 |
| Neighbor: Llano County, TX | limit $832,750; median home $356,500 |
| Neighbor: Mcculloch County, TX | limit $832,750; median home $150,500 |
| Neighbor: Menard County, TX | limit $832,750; median home $108,500 |
| Neighbor: San Saba County, TX | limit $832,750; median home $168,700 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mason County's median home value is 3% above the state median of $283,800 (rank 34 of 250). Among its 6 neighboring counties, Gillespie County has the highest median home value ($460,700) and Menard County the lowest ($108,500); all share the same loan limit. Owners pay a median $2,461 a year in property tax, an effective rate of about 0.84% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Mason County, IL
- 2026 conforming loan limit: Mason County, KY
- 2026 conforming loan limit: Mason County, MI
- 2026 conforming loan limit: Mason County, WA
- 2026 conforming loan limit: Mason County, WV
- 2026 conforming loan limit: Massac County, IL
- 2026 conforming loan limits in Massachusetts by county
- 2026 conforming loan limit: Matagorda County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.