Mason County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $219,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,748 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $219,600 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 3.79× |
| Median household income | $64,748 |
| Median home value ÷ income | 3.4× |
| Population | 29,207 |
| Median property tax paid (owners) | $2,334 |
| Effective property tax rate (approx.) | 1.06% |
| Owner-occupied homes | 78.3% |
| Home value rank in Michigan | 22 of 83 counties |
| Neighbor: Lake County, MI | limit $832,750; median home $133,900 |
| Neighbor: Manistee County, MI | limit $832,750; median home $182,200 |
| Neighbor: Newaygo County, MI | limit $832,750; median home $186,700 |
| Neighbor: Oceana County, MI | limit $832,750; median home $190,100 |
| Neighbor: Manitowoc County, WI | limit $832,750; median home $186,900 |
| Neighbor: Sheboygan County, WI | limit $832,750; median home $232,700 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mason County's median home value is 5% below the state median of $231,600 (rank 22 of 83). Among its 6 neighboring counties, Sheboygan County has the highest median home value ($232,700) and Lake County the lowest ($133,900); all share the same loan limit. Owners pay a median $2,334 a year in property tax, an effective rate of about 1.06% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limits in Massachusetts by county
Last updated 2026-10-16. Data only, not financial or tax advice.