Quick answer
The 2026 one-unit conforming loan limit in Maryland is between $832,750 and $1,249,125 depending on the county (24 counties), per FHFA.
Data as of 2026. Source: FHFA, 2026 conforming loan limits
| County | 1-unit limit |
|---|---|
| Allegany County | $832,750 |
| Anne Arundel County | $832,750 |
| Baltimore City | $832,750 |
| Baltimore County | $832,750 |
| Calvert County | $1,209,750 |
| Caroline County | $832,750 |
| Carroll County | $832,750 |
| Cecil County | $832,750 |
| Charles County | $1,249,125 |
| Dorchester County | $832,750 |
| Frederick County | $1,249,125 |
| Garrett County | $832,750 |
| Harford County | $832,750 |
| Howard County | $832,750 |
| Kent County | $832,750 |
| Montgomery County | $1,249,125 |
| Prince George'S County | $1,249,125 |
| Queen Anne'S County | $832,750 |
| Somerset County | $832,750 |
| St. Mary'S County | $832,750 |
| Talbot County | $832,750 |
| Washington County | $832,750 |
| Wicomico County | $832,750 |
| Worcester County | $832,750 |
Related
- 2026 conforming loan limit: Martin County, NC
- 2026 conforming loan limit: Martin County, TX
- 2026 conforming loan limit: Martinsville City, VA
- 2026 conforming loan limit: Mason County, IL
- 2026 conforming loan limit: Mason County, KY
- 2026 conforming loan limit: Mason County, MI
- 2026 conforming loan limit: Mason County, TX
- 2026 conforming loan limit: Mason County, WA
Last updated 2026-10-16. Data only, not financial or tax advice.