Suffolk County, Massachusetts has a 2026 one-unit conforming loan limit of $962,550, which is 1.4 times the county's median home value of $705,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $95,631 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $962,550 |
| 2-unit limit | $1,232,250 |
| 3-unit limit | $1,489,500 |
| 4-unit limit | $1,851,100 |
| Median home value (ACS 2020–24) | $705,800 |
| Massachusetts median home value | $562,100 |
| Limit ÷ median home value | 1.36× |
| Median household income | $95,631 |
| Median home value ÷ income | 7.4× |
| Population | 785,121 |
| Median property tax paid (owners) | $4,649 |
| Effective property tax rate (approx.) | 0.66% |
| Owner-occupied homes | 36.5% |
| Home value rank in Massachusetts | 4 of 14 counties |
| Neighbor: Essex County, MA | limit $962,550; median home $619,100 |
| Neighbor: Middlesex County, MA | limit $962,550; median home $727,800 |
| Neighbor: Norfolk County, MA | limit $962,550; median home $683,900 |
| Neighbor: Plymouth County, MA | limit $962,550; median home $556,000 |
Across Massachusetts's 14 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 7 high-cost counties. Suffolk County's median home value is 26% above the state median of $562,100 (rank 4 of 14). Among its 4 neighboring counties, Middlesex County has the highest median home value ($727,800) and Plymouth County the lowest ($556,000); all share the same loan limit. Owners pay a median $4,649 a year in property tax, an effective rate of about 0.66% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Suffolk City, VA
- 2026 conforming loan limit: Suffolk County, NY
- 2026 conforming loan limit: Sullivan County, IN
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- 2026 conforming loan limit: Sullivan County, NH
- 2026 conforming loan limit: Sullivan County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.