Stutsman County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $208,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,856 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $208,400 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 4.00× |
| Median household income | $61,856 |
| Median home value ÷ income | 3.4× |
| Population | 21,549 |
| Median property tax paid (owners) | $2,289 |
| Effective property tax rate (approx.) | 1.10% |
| Owner-occupied homes | 63.1% |
| Home value rank in North Dakota | 14 of 53 counties |
| Neighbor: Barnes County, ND | limit $832,750; median home $173,700 |
| Neighbor: Foster County, ND | limit $832,750; median home $167,500 |
| Neighbor: Griggs County, ND | limit $832,750; median home $119,300 |
| Neighbor: Kidder County, ND | limit $832,750; median home $156,600 |
| Neighbor: Lamoure County, ND | limit $832,750; median home $117,200 |
| Neighbor: Logan County, ND | limit $832,750; median home $102,000 |
| Neighbor: Wells County, ND | limit $832,750; median home $114,500 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Stutsman County's median home value is 17% below the state median of $249,900 (rank 14 of 53). Among its 7 neighboring counties, Barnes County has the highest median home value ($173,700) and Logan County the lowest ($102,000); all share the same loan limit. Owners pay a median $2,289 a year in property tax, an effective rate of about 1.10% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Storey County, NV
- 2026 conforming loan limit: Story County, IA
- 2026 conforming loan limit: Strafford County, NH
- 2026 conforming loan limit: Sublette County, WY
- 2026 conforming loan limit: Suffolk City, VA
- 2026 conforming loan limit: Suffolk County, MA
- 2026 conforming loan limit: Suffolk County, NY
- 2026 conforming loan limit: Sullivan County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.