Strafford County, New Hampshire has a 2026 one-unit conforming loan limit of $962,550, which is 2.7 times the county's median home value of $362,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $88,570 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $962,550 |
| 2-unit limit | $1,232,250 |
| 3-unit limit | $1,489,500 |
| 4-unit limit | $1,851,100 |
| Median home value (ACS 2020–24) | $362,800 |
| New Hampshire median home value | $402,500 |
| Limit ÷ median home value | 2.65× |
| Median household income | $88,570 |
| Median home value ÷ income | 4.1× |
| Population | 132,575 |
| Median property tax paid (owners) | $6,708 |
| Effective property tax rate (approx.) | 1.85% |
| Owner-occupied homes | 67.1% |
| Home value rank in New Hampshire | 6 of 10 counties |
| Neighbor: York County, ME | limit $832,750; median home $395,700 |
| Neighbor: Belknap County, NH | limit $832,750; median home $374,900 |
| Neighbor: Carroll County, NH | limit $832,750; median home $388,900 |
| Neighbor: Merrimack County, NH | limit $832,750; median home $367,600 |
| Neighbor: Rockingham County, NH | limit $962,550; median home $497,500 |
Across New Hampshire's 10 counties, FHFA's 2026 one-unit limits range from $832,750 to $962,550, with 2 high-cost counties. Strafford County's median home value is 10% below the state median of $402,500 (rank 6 of 10). Among its 5 neighboring counties, Rockingham County has the highest median home value ($497,500) and Merrimack County the lowest ($367,600); 4 neighbor(s) have a different loan limit. Owners pay a median $6,708 a year in property tax, an effective rate of about 1.85% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Suffolk County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.