Suffolk City, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $347,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $92,666 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $347,400 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 2.40× |
| Median household income | $92,666 |
| Median home value ÷ income | 3.7× |
| Population | 98,796 |
| Median property tax paid (owners) | $3,229 |
| Effective property tax rate (approx.) | 0.93% |
| Owner-occupied homes | 70.7% |
| Home value rank in Virginia | 40 of 133 counties |
| Neighbor: Camden County, NC | limit $832,750; median home $337,100 |
| Neighbor: Gates County, NC | limit $832,750; median home $170,800 |
| Neighbor: Isle Of Wight County, VA | limit $832,750; median home $356,500 |
| Neighbor: Southampton County, VA | limit $832,750; median home $216,200 |
| Neighbor: Chesapeake City, VA | limit $832,750; median home $378,400 |
| Neighbor: Newport News City, VA | limit $832,750; median home $260,600 |
| Neighbor: Portsmouth City, VA | limit $832,750; median home $246,900 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Suffolk City's median home value is 9% below the state median of $383,700 (rank 40 of 133). Among its 7 neighboring counties, Chesapeake City has the highest median home value ($378,400) and Gates County the lowest ($170,800); all share the same loan limit. Owners pay a median $3,229 a year in property tax, an effective rate of about 0.93% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Strafford County, NH
- 2026 conforming loan limit: Stutsman County, ND
- 2026 conforming loan limit: Sublette County, WY
- 2026 conforming loan limit: Suffolk County, MA
- 2026 conforming loan limit: Suffolk County, NY
- 2026 conforming loan limit: Sullivan County, IN
- 2026 conforming loan limit: Sullivan County, MO
- 2026 conforming loan limit: Sullivan County, NH
Last updated 2026-10-16. Data only, not financial or tax advice.