Story County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $258,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,685 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $258,700 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 3.22× |
| Median household income | $69,685 |
| Median home value ÷ income | 3.7× |
| Population | 100,466 |
| Median property tax paid (owners) | $3,632 |
| Effective property tax rate (approx.) | 1.40% |
| Owner-occupied homes | 55.5% |
| Home value rank in Iowa | 7 of 99 counties |
| Neighbor: Boone County, IA | limit $832,750; median home $212,400 |
| Neighbor: Hamilton County, IA | limit $832,750; median home $156,400 |
| Neighbor: Hardin County, IA | limit $832,750; median home $122,500 |
| Neighbor: Jasper County, IA | limit $832,750; median home $186,300 |
| Neighbor: Marshall County, IA | limit $832,750; median home $145,500 |
| Neighbor: Polk County, IA | limit $832,750; median home $262,100 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Story County's median home value is 24% above the state median of $208,000 (rank 7 of 99). Among its 6 neighboring counties, Polk County has the highest median home value ($262,100) and Hardin County the lowest ($122,500); all share the same loan limit. Owners pay a median $3,632 a year in property tax, an effective rate of about 1.40% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Stone County, MS
- 2026 conforming loan limit: Stonewall County, TX
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- 2026 conforming loan limit: Strafford County, NH
- 2026 conforming loan limit: Stutsman County, ND
- 2026 conforming loan limit: Sublette County, WY
- 2026 conforming loan limit: Suffolk City, VA
- 2026 conforming loan limit: Suffolk County, MA
Last updated 2026-10-16. Data only, not financial or tax advice.