Stone County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $161,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,413 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $161,100 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 5.17× |
| Median household income | $61,413 |
| Median home value ÷ income | 2.6× |
| Population | 18,894 |
| Median property tax paid (owners) | $1,134 |
| Effective property tax rate (approx.) | 0.70% |
| Owner-occupied homes | 80.7% |
| Home value rank in Mississippi | 19 of 82 counties |
| Neighbor: Forrest County, MS | limit $832,750; median home $168,000 |
| Neighbor: George County, MS | limit $832,750; median home $166,900 |
| Neighbor: Hancock County, MS | limit $832,750; median home $224,200 |
| Neighbor: Harrison County, MS | limit $832,750; median home $212,200 |
| Neighbor: Jackson County, MS | limit $832,750; median home $193,100 |
| Neighbor: Pearl River County, MS | limit $832,750; median home $182,300 |
| Neighbor: Perry County, MS | limit $832,750; median home $124,000 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Stone County's median home value is 5% below the state median of $169,800 (rank 19 of 82). Among its 7 neighboring counties, Hancock County has the highest median home value ($224,200) and Perry County the lowest ($124,000); all share the same loan limit. Owners pay a median $1,134 a year in property tax, an effective rate of about 0.70% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Stokes County, NC
- 2026 conforming loan limit: Stone County, AR
- 2026 conforming loan limit: Stone County, MO
- 2026 conforming loan limit: Stonewall County, TX
- 2026 conforming loan limit: Storey County, NV
- 2026 conforming loan limit: Story County, IA
- 2026 conforming loan limit: Strafford County, NH
- 2026 conforming loan limit: Stutsman County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.