Stone County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $249,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,520 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $249,000 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 3.34× |
| Median household income | $63,520 |
| Median home value ÷ income | 3.9× |
| Population | 32,048 |
| Median property tax paid (owners) | $1,168 |
| Effective property tax rate (approx.) | 0.47% |
| Owner-occupied homes | 83.3% |
| Home value rank in Missouri | 10 of 115 counties |
| Neighbor: Carroll County, AR | limit $832,750; median home $210,400 |
| Neighbor: Barry County, MO | limit $832,750; median home $187,800 |
| Neighbor: Christian County, MO | limit $832,750; median home $274,900 |
| Neighbor: Lawrence County, MO | limit $832,750; median home $175,100 |
| Neighbor: Taney County, MO | limit $832,750; median home $218,800 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Stone County's median home value is 8% above the state median of $230,300 (rank 10 of 115). Among its 5 neighboring counties, Christian County has the highest median home value ($274,900) and Lawrence County the lowest ($175,100); all share the same loan limit. Owners pay a median $1,168 a year in property tax, an effective rate of about 0.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Stoddard County, MO
- 2026 conforming loan limit: Stokes County, NC
- 2026 conforming loan limit: Stone County, AR
- 2026 conforming loan limit: Stone County, MS
- 2026 conforming loan limit: Stonewall County, TX
- 2026 conforming loan limit: Storey County, NV
- 2026 conforming loan limit: Story County, IA
- 2026 conforming loan limit: Strafford County, NH
Last updated 2026-10-16. Data only, not financial or tax advice.