Stoddard County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $143,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,957 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $143,300 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.81× |
| Median household income | $57,957 |
| Median home value ÷ income | 2.5× |
| Population | 28,470 |
| Median property tax paid (owners) | $939 |
| Effective property tax rate (approx.) | 0.66% |
| Owner-occupied homes | 71.8% |
| Home value rank in Missouri | 88 of 115 counties |
| Neighbor: Bollinger County, MO | limit $832,750; median home $179,800 |
| Neighbor: Butler County, MO | limit $832,750; median home $145,100 |
| Neighbor: Cape Girardeau County, MO | limit $832,750; median home $220,700 |
| Neighbor: Dunklin County, MO | limit $832,750; median home $97,600 |
| Neighbor: New Madrid County, MO | limit $832,750; median home $111,800 |
| Neighbor: Scott County, MO | limit $832,750; median home $154,400 |
| Neighbor: Wayne County, MO | limit $832,750; median home $107,400 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Stoddard County's median home value is 38% below the state median of $230,300 (rank 88 of 115). Among its 7 neighboring counties, Cape Girardeau County has the highest median home value ($220,700) and Dunklin County the lowest ($97,600); all share the same loan limit. Owners pay a median $939 a year in property tax, an effective rate of about 0.66% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Stonewall County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.