Stewart County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $204,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,114 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $204,700 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 4.07× |
| Median household income | $63,114 |
| Median home value ÷ income | 3.2× |
| Population | 14,027 |
| Median property tax paid (owners) | $939 |
| Effective property tax rate (approx.) | 0.46% |
| Owner-occupied homes | 81.1% |
| Home value rank in Tennessee | 48 of 95 counties |
| Neighbor: Calloway County, KY | limit $832,750; median home $183,200 |
| Neighbor: Christian County, KY | limit $832,750; median home $173,600 |
| Neighbor: Trigg County, KY | limit $832,750; median home $207,700 |
| Neighbor: Benton County, TN | limit $832,750; median home $153,600 |
| Neighbor: Henry County, TN | limit $832,750; median home $160,200 |
| Neighbor: Houston County, TN | limit $832,750; median home $172,700 |
| Neighbor: Montgomery County, TN | limit $832,750; median home $280,200 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Stewart County's median home value is 29% below the state median of $286,700 (rank 48 of 95). Among its 7 neighboring counties, Montgomery County has the highest median home value ($280,200) and Benton County the lowest ($153,600); all share the same loan limit. Owners pay a median $939 a year in property tax, an effective rate of about 0.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Stevens County, MN
- 2026 conforming loan limit: Stevens County, WA
- 2026 conforming loan limit: Stewart County, GA
- 2026 conforming loan limit: Stillwater County, MT
- 2026 conforming loan limit: Stoddard County, MO
- 2026 conforming loan limit: Stokes County, NC
- 2026 conforming loan limit: Stone County, AR
- 2026 conforming loan limit: Stone County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.