Stillwater County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $405,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,732 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $405,800 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 2.05× |
| Median household income | $84,732 |
| Median home value ÷ income | 4.8× |
| Population | 9,182 |
| Median property tax paid (owners) | $2,319 |
| Effective property tax rate (approx.) | 0.57% |
| Owner-occupied homes | 82.9% |
| Home value rank in Montana | 11 of 56 counties |
| Neighbor: Carbon County, MT | limit $832,750; median home $420,800 |
| Neighbor: Golden Valley County, MT | limit $832,750; median home $212,200 |
| Neighbor: Park County, MT | limit $832,750; median home $467,500 |
| Neighbor: Sweet Grass County, MT | limit $832,750; median home $330,100 |
| Neighbor: Yellowstone County, MT | limit $832,750; median home $349,500 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Stillwater County's median home value is 8% above the state median of $375,800 (rank 11 of 56). Among its 5 neighboring counties, Park County has the highest median home value ($467,500) and Golden Valley County the lowest ($212,200); all share the same loan limit. Owners pay a median $2,319 a year in property tax, an effective rate of about 0.57% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Stone County, MO
- 2026 conforming loan limit: Stone County, MS
Last updated 2026-10-16. Data only, not financial or tax advice.