Stone County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $171,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $40,943 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $171,600 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 4.85× |
| Median household income | $40,943 |
| Median home value ÷ income | 4.2× |
| Population | 12,568 |
| Median property tax paid (owners) | $548 |
| Effective property tax rate (approx.) | 0.32% |
| Owner-occupied homes | 75.9% |
| Home value rank in Arkansas | 16 of 75 counties |
| Neighbor: Baxter County, AR | limit $832,750; median home $174,600 |
| Neighbor: Cleburne County, AR | limit $832,750; median home $179,800 |
| Neighbor: Independence County, AR | limit $832,750; median home $142,600 |
| Neighbor: Izard County, AR | limit $832,750; median home $129,100 |
| Neighbor: Searcy County, AR | limit $832,750; median home $110,000 |
| Neighbor: Van Buren County, AR | limit $832,750; median home $135,700 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Stone County's median home value is 9% below the state median of $188,000 (rank 16 of 75). Among its 6 neighboring counties, Cleburne County has the highest median home value ($179,800) and Searcy County the lowest ($110,000); all share the same loan limit. Owners pay a median $548 a year in property tax, an effective rate of about 0.32% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.