Sullivan County, New York has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $249,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,382 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $249,000 |
| New York median home value | $423,800 |
| Limit ÷ median home value | 3.34× |
| Median household income | $72,382 |
| Median home value ÷ income | 3.4× |
| Population | 79,721 |
| Median property tax paid (owners) | $4,969 |
| Effective property tax rate (approx.) | 2.00% |
| Owner-occupied homes | 67.4% |
| Home value rank in New York | 22 of 62 counties |
| Neighbor: Delaware County, NY | limit $832,750; median home $183,100 |
| Neighbor: Orange County, NY | limit $832,750; median home $387,900 |
| Neighbor: Ulster County, NY | limit $832,750; median home $352,500 |
| Neighbor: Pike County, PA | limit $1,209,750; median home $272,600 |
| Neighbor: Wayne County, PA | limit $832,750; median home $242,100 |
Across New York's 62 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 10 high-cost counties. Sullivan County's median home value is 41% below the state median of $423,800 (rank 22 of 62). Among its 5 neighboring counties, Orange County has the highest median home value ($387,900) and Delaware County the lowest ($183,100); 1 neighbor(s) have a different loan limit. Owners pay a median $4,969 a year in property tax, an effective rate of about 2.00% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sullivan County, IN
- 2026 conforming loan limit: Sullivan County, MO
- 2026 conforming loan limit: Sullivan County, NH
- 2026 conforming loan limit: Sullivan County, PA
- 2026 conforming loan limit: Sullivan County, TN
- 2026 conforming loan limit: Sully County, SD
- 2026 conforming loan limit: Summers County, WV
- 2026 conforming loan limit: Summit County, CO
Last updated 2026-10-16. Data only, not financial or tax advice.