Sullivan County, Tennessee has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $213,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,807 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $213,300 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 3.90× |
| Median household income | $58,807 |
| Median home value ÷ income | 3.6× |
| Population | 160,624 |
| Median property tax paid (owners) | $1,234 |
| Effective property tax rate (approx.) | 0.58% |
| Owner-occupied homes | 72.1% |
| Home value rank in Tennessee | 41 of 95 counties |
| Neighbor: Carter County, TN | limit $832,750; median home $168,200 |
| Neighbor: Hawkins County, TN | limit $832,750; median home $176,300 |
| Neighbor: Johnson County, TN | limit $832,750; median home $178,600 |
| Neighbor: Washington County, TN | limit $832,750; median home $249,000 |
| Neighbor: Scott County, VA | limit $832,750; median home $143,000 |
| Neighbor: Washington County, VA | limit $832,750; median home $214,000 |
| Neighbor: Bristol City, VA | limit $832,750; median home $184,100 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Sullivan County's median home value is 26% below the state median of $286,700 (rank 41 of 95). Among its 7 neighboring counties, Washington County has the highest median home value ($249,000) and Scott County the lowest ($143,000); all share the same loan limit. Owners pay a median $1,234 a year in property tax, an effective rate of about 0.58% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sullivan County, NH
- 2026 conforming loan limit: Sullivan County, NY
- 2026 conforming loan limit: Sullivan County, PA
- 2026 conforming loan limit: Sully County, SD
- 2026 conforming loan limit: Summers County, WV
- 2026 conforming loan limit: Summit County, CO
- 2026 conforming loan limit: Summit County, OH
- 2026 conforming loan limit: Summit County, UT
Last updated 2026-10-16. Data only, not financial or tax advice.