Summit County, Utah has a 2026 one-unit conforming loan limit of $1,150,000, which is 1.1 times the county's median home value of $1,067,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $138,114 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,150,000 |
| 2-unit limit | $1,472,250 |
| 3-unit limit | $1,779,600 |
| 4-unit limit | $2,211,600 |
| Median home value (ACS 2020–24) | $1,067,700 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 1.08× |
| Median household income | $138,114 |
| Median home value ÷ income | 7.7× |
| Population | 42,970 |
| Median property tax paid (owners) | $3,701 |
| Effective property tax rate (approx.) | 0.35% |
| Owner-occupied homes | 80.2% |
| Home value rank in Utah | 1 of 29 counties |
| Neighbor: Daggett County, UT | limit $832,750; median home $282,300 |
| Neighbor: Duchesne County, UT | limit $832,750; median home $283,700 |
| Neighbor: Morgan County, UT | limit $832,750; median home $654,900 |
| Neighbor: Rich County, UT | limit $832,750; median home $334,600 |
| Neighbor: Salt Lake County, UT | limit $832,750; median home $525,700 |
| Neighbor: Wasatch County, UT | limit $1,150,000; median home $787,300 |
| Neighbor: Sweetwater County, WY | limit $832,750; median home $251,400 |
| Neighbor: Uinta County, WY | limit $832,750; median home $290,000 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Summit County's median home value is 118% above the state median of $489,400 (rank 1 of 29). Among its 8 neighboring counties, Wasatch County has the highest median home value ($787,300) and Sweetwater County the lowest ($251,400); 7 neighbor(s) have a different loan limit. Owners pay a median $3,701 a year in property tax, an effective rate of about 0.35% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Summers County, WV
- 2026 conforming loan limit: Summit County, CO
- 2026 conforming loan limit: Summit County, OH
- 2026 conforming loan limit: Sumner County, KS
- 2026 conforming loan limit: Sumner County, TN
- 2026 conforming loan limit: Sumter County, AL
- 2026 conforming loan limit: Sumter County, FL
- 2026 conforming loan limit: Sumter County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.