Sumter County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 6.9 times the county's median home value of $120,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $42,653 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $120,200 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 6.93× |
| Median household income | $42,653 |
| Median home value ÷ income | 2.8× |
| Population | 29,061 |
| Median property tax paid (owners) | $1,502 |
| Effective property tax rate (approx.) | 1.25% |
| Owner-occupied homes | 56.6% |
| Home value rank in Georgia | 117 of 159 counties |
| Neighbor: Crisp County, GA | limit $832,750; median home $140,200 |
| Neighbor: Dooly County, GA | limit $832,750; median home $107,400 |
| Neighbor: Lee County, GA | limit $832,750; median home $231,800 |
| Neighbor: Macon County, GA | limit $832,750; median home $97,300 |
| Neighbor: Marion County, GA | limit $832,750; median home $154,100 |
| Neighbor: Schley County, GA | limit $832,750; median home $143,900 |
| Neighbor: Terrell County, GA | limit $832,750; median home $118,400 |
| Neighbor: Webster County, GA | limit $832,750; median home $82,600 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sumter County's median home value is 60% below the state median of $303,300 (rank 117 of 159). Among its 8 neighboring counties, Lee County has the highest median home value ($231,800) and Webster County the lowest ($82,600); all share the same loan limit. Owners pay a median $1,502 a year in property tax, an effective rate of about 1.25% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sumner County, TN
- 2026 conforming loan limit: Sumter County, AL
- 2026 conforming loan limit: Sumter County, FL
- 2026 conforming loan limit: Sumter County, SC
- 2026 conforming loan limit: Sunflower County, MS
- 2026 conforming loan limit: Surry County, NC
- 2026 conforming loan limit: Surry County, VA
- 2026 conforming loan limit: Susquehanna County, PA
Last updated 2026-10-16. Data only, not financial or tax advice.