Sumter County, Florida has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $385,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,508 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $385,400 |
| Florida median home value | $359,000 |
| Limit ÷ median home value | 2.16× |
| Median household income | $76,508 |
| Median home value ÷ income | 5.0× |
| Population | 143,408 |
| Median property tax paid (owners) | $3,014 |
| Effective property tax rate (approx.) | 0.78% |
| Owner-occupied homes | 87.6% |
| Home value rank in Florida | 13 of 67 counties |
| Neighbor: Citrus County, FL | limit $832,750; median home $245,500 |
| Neighbor: Hernando County, FL | limit $832,750; median home $276,000 |
| Neighbor: Lake County, FL | limit $832,750; median home $318,400 |
| Neighbor: Marion County, FL | limit $832,750; median home $243,100 |
| Neighbor: Pasco County, FL | limit $832,750; median home $300,900 |
| Neighbor: Polk County, FL | limit $832,750; median home $266,500 |
Across Florida's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $990,150, with 1 high-cost county. Sumter County's median home value is 7% above the state median of $359,000 (rank 13 of 67). Among its 6 neighboring counties, Lake County has the highest median home value ($318,400) and Marion County the lowest ($243,100); all share the same loan limit. Owners pay a median $3,014 a year in property tax, an effective rate of about 0.78% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sumner County, KS
- 2026 conforming loan limit: Sumner County, TN
- 2026 conforming loan limit: Sumter County, AL
- 2026 conforming loan limit: Sumter County, GA
- 2026 conforming loan limit: Sumter County, SC
- 2026 conforming loan limit: Sunflower County, MS
- 2026 conforming loan limit: Surry County, NC
- 2026 conforming loan limit: Surry County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.