Sumter County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 10.1 times the county's median home value of $82,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $33,310 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $82,600 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 10.08× |
| Median household income | $33,310 |
| Median home value ÷ income | 2.5× |
| Population | 11,878 |
| Median property tax paid (owners) | $359 |
| Effective property tax rate (approx.) | 0.43% |
| Owner-occupied homes | 66.8% |
| Home value rank in Alabama | 65 of 67 counties |
| Neighbor: Choctaw County, AL | limit $832,750; median home $123,400 |
| Neighbor: Greene County, AL | limit $832,750; median home $81,200 |
| Neighbor: Marengo County, AL | limit $832,750; median home $107,400 |
| Neighbor: Pickens County, AL | limit $832,750; median home $123,900 |
| Neighbor: Kemper County, MS | limit $832,750; median home $99,600 |
| Neighbor: Lauderdale County, MS | limit $832,750; median home $133,300 |
| Neighbor: Noxubee County, MS | limit $832,750; median home $90,800 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sumter County's median home value is 61% below the state median of $209,900 (rank 65 of 67). Among its 7 neighboring counties, Lauderdale County has the highest median home value ($133,300) and Greene County the lowest ($81,200); all share the same loan limit. Owners pay a median $359 a year in property tax, an effective rate of about 0.43% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Summit County, UT
- 2026 conforming loan limit: Sumner County, KS
- 2026 conforming loan limit: Sumner County, TN
- 2026 conforming loan limit: Sumter County, FL
- 2026 conforming loan limit: Sumter County, GA
- 2026 conforming loan limit: Sumter County, SC
- 2026 conforming loan limit: Sunflower County, MS
- 2026 conforming loan limit: Surry County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.