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2026 conforming loan limit: Susquehanna County, PA

Quick answer

Susquehanna County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $216,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,487 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$216,400
Pennsylvania median home value$254,500
Limit ÷ median home value3.85×
Median household income$68,487
Median home value ÷ income3.2×
Population38,219
Median property tax paid (owners)$2,365
Effective property tax rate (approx.)1.09%
Owner-occupied homes78.5%
Home value rank in Pennsylvania27 of 67 counties
Neighbor: Broome County, NYlimit $832,750; median home $154,900
Neighbor: Tioga County, NYlimit $832,750; median home $160,800
Neighbor: Bradford County, PAlimit $832,750; median home $187,500
Neighbor: Lackawanna County, PAlimit $832,750; median home $201,800
Neighbor: Wayne County, PAlimit $832,750; median home $242,100
Neighbor: Wyoming County, PAlimit $832,750; median home $215,400

Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Susquehanna County's median home value is 15% below the state median of $254,500 (rank 27 of 67). Among its 6 neighboring counties, Wayne County has the highest median home value ($242,100) and Broome County the lowest ($154,900); all share the same loan limit. Owners pay a median $2,365 a year in property tax, an effective rate of about 1.09% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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