Sussex County, Delaware has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $382,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $81,497 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $382,600 |
| Delaware median home value | $352,000 |
| Limit ÷ median home value | 2.18× |
| Median household income | $81,497 |
| Median home value ÷ income | 4.7× |
| Population | 255,626 |
| Median property tax paid (owners) | $1,222 |
| Effective property tax rate (approx.) | 0.32% |
| Owner-occupied homes | 81.6% |
| Home value rank in Delaware | 1 of 3 counties |
| Neighbor: Kent County, DE | limit $832,750; median home $316,600 |
| Neighbor: Caroline County, MD | limit $832,750; median home $290,100 |
| Neighbor: Dorchester County, MD | limit $832,750; median home $262,400 |
| Neighbor: Wicomico County, MD | limit $832,750; median home $254,700 |
| Neighbor: Worcester County, MD | limit $832,750; median home $374,700 |
| Neighbor: Cape May County, NJ | limit $832,750; median home $434,600 |
Across Delaware's 3 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Sussex County's median home value is 9% above the state median of $352,000 (rank 1 of 3). Among its 6 neighboring counties, Cape May County has the highest median home value ($434,600) and Wicomico County the lowest ($254,700); all share the same loan limit. Owners pay a median $1,222 a year in property tax, an effective rate of about 0.32% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Surry County, NC
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- 2026 conforming loan limit: Susquehanna County, PA
- 2026 conforming loan limit: Sussex County, NJ
- 2026 conforming loan limit: Sussex County, VA
- 2026 conforming loan limit: Sutter County, CA
- 2026 conforming loan limit: Sutton County, TX
- 2026 conforming loan limit: Suwannee County, FL
Last updated 2026-10-16. Data only, not financial or tax advice.