Sussex County, New Jersey has a 2026 one-unit conforming loan limit of $1,209,750, which is 3.3 times the county's median home value of $369,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $116,186 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,209,750 |
| 2-unit limit | $1,548,975 |
| 3-unit limit | $1,872,225 |
| 4-unit limit | $2,326,875 |
| Median home value (ACS 2020–24) | $369,400 |
| New Jersey median home value | $454,400 |
| Limit ÷ median home value | 3.27× |
| Median household income | $116,186 |
| Median home value ÷ income | 3.2× |
| Population | 145,807 |
| Median property tax paid (owners) | $8,568 |
| Effective property tax rate (approx.) | 2.32% |
| Owner-occupied homes | 83.7% |
| Home value rank in New Jersey | 14 of 21 counties |
| Neighbor: Morris County, NJ | limit $1,209,750; median home $582,500 |
| Neighbor: Passaic County, NJ | limit $1,209,750; median home $459,500 |
| Neighbor: Warren County, NJ | limit $832,750; median home $346,500 |
| Neighbor: Orange County, NY | limit $832,750; median home $387,900 |
| Neighbor: Monroe County, PA | limit $832,750; median home $267,600 |
| Neighbor: Pike County, PA | limit $1,209,750; median home $272,600 |
Across New Jersey's 21 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 12 high-cost counties. Sussex County's median home value is 19% below the state median of $454,400 (rank 14 of 21). Among its 6 neighboring counties, Morris County has the highest median home value ($582,500) and Monroe County the lowest ($267,600); 3 neighbor(s) have a different loan limit. Owners pay a median $8,568 a year in property tax, an effective rate of about 2.32% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Surry County, VA
- 2026 conforming loan limit: Susquehanna County, PA
- 2026 conforming loan limit: Sussex County, DE
- 2026 conforming loan limit: Sussex County, VA
- 2026 conforming loan limit: Sutter County, CA
- 2026 conforming loan limit: Sutton County, TX
- 2026 conforming loan limit: Suwannee County, FL
- 2026 conforming loan limit: Swain County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.