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2026 conforming loan limit: Sussex County, VA

Quick answer

Sussex County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $183,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,530 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$183,800
Virginia median home value$383,700
Limit ÷ median home value4.53×
Median household income$63,530
Median home value ÷ income2.9×
Population10,765
Median property tax paid (owners)$1,078
Effective property tax rate (approx.)0.59%
Owner-occupied homes69.7%
Home value rank in Virginia101 of 133 counties
Neighbor: Dinwiddie County, VAlimit $832,750; median home $257,800
Neighbor: Greensville County, VAlimit $832,750; median home $159,400
Neighbor: Prince George County, VAlimit $832,750; median home $293,400
Neighbor: Southampton County, VAlimit $832,750; median home $216,200
Neighbor: Surry County, VAlimit $832,750; median home $238,800

Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Sussex County's median home value is 52% below the state median of $383,700 (rank 101 of 133). Among its 5 neighboring counties, Prince George County has the highest median home value ($293,400) and Greensville County the lowest ($159,400); all share the same loan limit. Owners pay a median $1,078 a year in property tax, an effective rate of about 0.59% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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