Summit County, Colorado has a 2026 one-unit conforming loan limit of $1,092,500, which is 1.2 times the county's median home value of $939,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $109,773 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,092,500 |
| 2-unit limit | $1,398,600 |
| 3-unit limit | $1,690,600 |
| 4-unit limit | $2,101,000 |
| Median home value (ACS 2020–24) | $939,900 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 1.16× |
| Median household income | $109,773 |
| Median home value ÷ income | 8.6× |
| Population | 31,017 |
| Median property tax paid (owners) | $2,995 |
| Effective property tax rate (approx.) | 0.32% |
| Owner-occupied homes | 72.1% |
| Home value rank in Colorado | 2 of 64 counties |
| Neighbor: Clear Creek County, CO | limit $862,500; median home $608,500 |
| Neighbor: Eagle County, CO | limit $1,249,125; median home $839,500 |
| Neighbor: Grand County, CO | limit $883,200; median home $601,500 |
| Neighbor: Lake County, CO | limit $1,092,500; median home $466,100 |
| Neighbor: Park County, CO | limit $862,500; median home $532,100 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Summit County's median home value is 74% above the state median of $539,400 (rank 2 of 64). Among its 5 neighboring counties, Eagle County has the highest median home value ($839,500) and Lake County the lowest ($466,100); 4 neighbor(s) have a different loan limit. Owners pay a median $2,995 a year in property tax, an effective rate of about 0.32% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sullivan County, TN
- 2026 conforming loan limit: Sully County, SD
- 2026 conforming loan limit: Summers County, WV
- 2026 conforming loan limit: Summit County, OH
- 2026 conforming loan limit: Summit County, UT
- 2026 conforming loan limit: Sumner County, KS
- 2026 conforming loan limit: Sumner County, TN
- 2026 conforming loan limit: Sumter County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.