Sullivan County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 4.2 times the county's median home value of $197,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,764 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $197,100 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 4.23× |
| Median household income | $69,764 |
| Median home value ÷ income | 2.8× |
| Population | 5,888 |
| Median property tax paid (owners) | $2,015 |
| Effective property tax rate (approx.) | 1.02% |
| Owner-occupied homes | 84.9% |
| Home value rank in Pennsylvania | 36 of 67 counties |
| Neighbor: Bradford County, PA | limit $832,750; median home $187,500 |
| Neighbor: Columbia County, PA | limit $832,750; median home $206,200 |
| Neighbor: Luzerne County, PA | limit $832,750; median home $174,100 |
| Neighbor: Lycoming County, PA | limit $832,750; median home $202,200 |
| Neighbor: Wyoming County, PA | limit $832,750; median home $215,400 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Sullivan County's median home value is 23% below the state median of $254,500 (rank 36 of 67). Among its 5 neighboring counties, Wyoming County has the highest median home value ($215,400) and Luzerne County the lowest ($174,100); all share the same loan limit. Owners pay a median $2,015 a year in property tax, an effective rate of about 1.02% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Sullivan County, MO
- 2026 conforming loan limit: Sullivan County, NH
- 2026 conforming loan limit: Sullivan County, NY
- 2026 conforming loan limit: Sullivan County, TN
- 2026 conforming loan limit: Sully County, SD
- 2026 conforming loan limit: Summers County, WV
- 2026 conforming loan limit: Summit County, CO
- 2026 conforming loan limit: Summit County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.