Rhinebeck Bancorp (RBKB) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $12.85, +0.00% vs the prior close of $12.85.
- Volume 35.12K shares, 0.3x its 50-day average (light).
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
RBKB ends flat (+0.0%) to $12.85, 3 down days in a row. Closed at $12.85, +0.00% vs the prior close of $12.85. Day range $12.85–$12.97, opened at $12.86.
RBKB daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — RBKB ends flat (+0.0%) to $12.85, 3 down days in a row
- Closed at $12.85, +0.00% vs the prior close of $12.85. Day range $12.85–$12.97, opened at $12.86.
- Volume was 35.12K shares, 0.3x its 50-day average of 124.68K — lighter than usual.
- Price is +0.3% vs its 50-day average ($12.81) and +11.9% vs its 200-day average ($11.48).
- 52-week range $6.74–$13.28; today's close sits at 93% of that range, 3.3% below the 52-week high.
- That makes 3 straight losses.
Oct 15, 2026 — RBKB ends flat (-0.1%) to $12.85
- Closed at $12.85, -0.08% vs the prior close of $12.86. Day range $12.82–$12.99, opened at $12.90.
- Volume was 53.80K shares, 0.4x its 50-day average of 126.79K — lighter than usual.
- Price is +0.3% vs its 50-day average ($12.81) and +12.1% vs its 200-day average ($11.46).
- 52-week range $6.74–$13.28; today's close sits at 93% of that range, 3.3% below the 52-week high.
Oct 14, 2026 — RBKB ends flat (-0.1%) to $12.86
- Closed at $12.86, -0.12% vs the prior close of $12.88. Day range $12.78–$12.94, opened at $12.80.
- Volume was 39.00K shares, 0.3x its 50-day average of 128.52K — lighter than usual.
- Price is +0.5% vs its 50-day average ($12.79) and +12.4% vs its 200-day average ($11.44).
- 52-week range $6.74–$13.28; today's close sits at 94% of that range, 3.2% below the 52-week high.
Oct 13, 2026 — RBKB ends flat (+0.0%) to $12.88
- Closed at $12.88, +0.04% vs the prior close of $12.87. Day range $12.79–$12.95, opened at $12.95.
- Volume was 56.30K shares, 0.4x its 50-day average of 131.18K — lighter than usual.
- Price is +0.8% vs its 50-day average ($12.78) and +12.7% vs its 200-day average ($11.42).
- 52-week range $6.74–$13.28; today's close sits at 94% of that range, 3.1% below the 52-week high.
Oct 12, 2026 — RBKB ends flat (+0.1%) to $12.87
- Closed at $12.87, +0.08% vs the prior close of $12.86. Day range $12.82–$12.97, opened at $12.86.
- Volume was 51.90K shares, 0.4x its 50-day average of 136.59K — lighter than usual.
- Price is +0.9% vs its 50-day average ($12.76) and +12.9% vs its 200-day average ($11.40).
- 52-week range $6.74–$13.28; today's close sits at 94% of that range, 3.1% below the 52-week high.
Oct 9, 2026 — RBKB dips 0.7% to $12.86, 4 down days in a row
- Closed at $12.86, -0.69% vs the prior close of $12.95. Day range $12.82–$12.95, opened at $12.88.
- Volume was 68.70K shares, 0.5x its 50-day average of 138.44K — lighter than usual.
- Price is +1.0% vs its 50-day average ($12.74) and +13.0% vs its 200-day average ($11.38).
- 52-week range $6.74–$13.28; today's close sits at 94% of that range, 3.2% below the 52-week high.
- That makes 4 straight losses.
Oct 8, 2026 — RBKB ends flat (-0.2%) to $12.95, 3 down days in a row
- Closed at $12.95, -0.15% vs the prior close of $12.97. Day range $12.85–$13.07, opened at $12.92.
- Volume was 60.40K shares, 0.4x its 50-day average of 141.07K — lighter than usual.
- Price is +1.7% vs its 50-day average ($12.73) and +14.0% vs its 200-day average ($11.36).
- 52-week range $6.74–$13.28; today's close sits at 95% of that range, 2.5% below the 52-week high.
- That makes 3 straight losses.
Oct 7, 2026 — RBKB dips 1.9% to $12.97
- Closed at $12.97, -1.89% vs the prior close of $13.22. Day range $12.94–$13.24, opened at $13.14.
- Volume was 34.00K shares, 0.2x its 50-day average of 142.66K — lighter than usual.
- Price is +2.0% vs its 50-day average ($12.72) and +14.4% vs its 200-day average ($11.34).
- 52-week range $6.74–$13.28; today's close sits at 95% of that range, 2.4% below the 52-week high.
Oct 6, 2026 — RBKB ends flat (-0.1%) to $13.22
- Closed at $13.22, -0.08% vs the prior close of $13.23. Day range $13.13–$13.28, opened at $13.23.
- Volume was 68.30K shares, 0.5x its 50-day average of 146.24K — lighter than usual.
- Price is +4.0% vs its 50-day average ($12.71) and +16.8% vs its 200-day average ($11.32).
- 52-week range $6.74–$13.28; today's close sits at 99% of that range, 0.5% below the 52-week high.
- SEC filings that day: 8-K.
Oct 5, 2026 — RBKB rises 0.6% to $13.23, a 52-week high, 3 up days in a row
- Closed at $13.23, +0.61% vs the prior close of $13.15. Day range $13.08–$13.25, opened at $13.15.
- Volume was 90.00K shares, 0.6x its 50-day average of 151.88K — lighter than usual.
- Price is +4.3% vs its 50-day average ($12.69) and +17.1% vs its 200-day average ($11.30).
- 52-week range $6.74–$13.25; today's close sits at 100% of that range, 0.2% below the 52-week high.
- That makes 3 straight gains.
Oct 2, 2026 — RBKB rises 1.8% to $13.15, a 52-week high
- Closed at $13.15, +1.78% vs the prior close of $12.92. Day range $12.97–$13.16, opened at $12.97.
- Volume was 104.50K shares, 0.7x its 50-day average of 156.83K.
- Price is +3.8% vs its 50-day average ($12.67) and +16.6% vs its 200-day average ($11.28).
- 52-week range $6.74–$13.23; today's close sits at 99% of that range, 0.6% below the 52-week high.
RBKB latest news & SEC filings
Every SEC filing by or about RBKB in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 6, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Aug 18, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Aug 14, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Aug 13, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $2.62M (prior year $2.73M) (-4.0% vs Jun 30, 2025)
- Diluted EPS: $0.24 (prior year $0.25) (-4.0% vs Jun 30, 2025)
Aug 11, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 6, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Vitale Michael bought 4,834 shares at $12.35 (≈$59.70K) on Aug 6, 2026
- Vitale Michael bought 4,834 shares at $12.35 (≈$59.70K) on Aug 6, 2026
- Vitale Michael bought 4,834 shares at $12.35 (≈$59.70K) on Aug 6, 2026
- Vitale Michael bought 4,834 shares at $12.35 (≈$59.70K) on Aug 6, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Jul 23, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 23, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Loughlin Suzanne bought 12,000 shares at $11.93 (≈$143.16K) on Jul 22, 2026
- Loughlin Suzanne bought 500 shares at $11.92 (≈$5.96K) on Jul 22, 2026
- Loughlin Suzanne bought 12,000 shares at $11.93 (≈$143.16K) on Jul 22, 2026
- Loughlin Suzanne bought 500 shares at $11.92 (≈$5.96K) on Jul 22, 2026
- Loughlin Suzanne bought 12,000 shares at $11.93 (≈$143.16K) on Jul 22, 2026
- Loughlin Suzanne bought 500 shares at $11.92 (≈$5.96K) on Jul 22, 2026
- …plus 2 more transaction lines in the filing.
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Jul 23, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Vitale Michael bought 5,000 shares at $11.94 (≈$59.70K) on Jul 22, 2026
- Vitale Michael bought 5,000 shares at $11.94 (≈$59.70K) on Jul 22, 2026
- Vitale Michael bought 5,000 shares at $11.94 (≈$59.70K) on Jul 22, 2026
- Vitale Michael bought 5,000 shares at $11.94 (≈$59.70K) on Jul 22, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Jul 23, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Patzwahl Nancy Koskey bought 25,000 shares at $11.94 (≈$298.50K) on Jul 22, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Jul 23, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Smith Matthew James bought 10,125 shares at $12.00 (≈$121.50K) on Jul 22, 2026
- Smith Matthew James bought 2,300 shares at $12.00 (≈$27.60K) on Jul 22, 2026
- Smith Matthew James bought 10,125 shares at $12.00 (≈$121.50K) on Jul 22, 2026
- Smith Matthew James bought 2,300 shares at $12.00 (≈$27.60K) on Jul 22, 2026
- Smith Matthew James bought 10,125 shares at $12.00 (≈$121.50K) on Jul 22, 2026
- Smith Matthew James bought 2,300 shares at $12.00 (≈$27.60K) on Jul 22, 2026
- …plus 2 more transaction lines in the filing.
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Jul 21, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Jul 21, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Jul 17, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Jun 29, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.07 — Reported shareholder vote results.
- Item 8.01 — Reported other events the company considers important.
Things to know before you trade RBKB
- Last results release: Jul 23, 2026 (8-K Item 2.02). Previous ones: Apr 23, 2026, Jan 29, 2026, Oct 28, 2025. Based on that rhythm, the next report is likely around Oct 22, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.68% (largest 2.2%). That is a relatively calm stock.
- Liquidity: about 83.62K shares (≈$1.07M) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $12.85 vs a range of $6.74–$13.28 (93% of the range).
- Dividends: no cash dividends in the last 2 years.
- Splits: 1397:1000 on Jul 22, 2026
- Insider trades (Form 4, last 12 months, recent 25 shown): 25 open-market buys, 0 sales; latest: Michael Vitale bought 4,834 shares on Aug 6, 2026.
- Latest filings: 8-K Oct 6, 2026; 8-K Aug 18, 2026; 8-K Aug 14, 2026.
- Share count: 15.64M shares outstanding (Aug 1, 2026), +40.8% vs a year earlier — notable dilution.
- Listing: Nasdaq · industry: Savings Institutions, Not Federally Chartered.
RBKB market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 12.86 | 12.97 | 12.85 | 12.85 | 35.12K |
| Oct 15, 2026 | 12.90 | 12.99 | 12.82 | 12.85 | 53.80K |
| Oct 14, 2026 | 12.80 | 12.94 | 12.78 | 12.86 | 39.00K |
| Oct 13, 2026 | 12.95 | 12.95 | 12.79 | 12.88 | 56.30K |
| Oct 12, 2026 | 12.86 | 12.97 | 12.82 | 12.87 | 51.90K |
| Oct 9, 2026 | 12.88 | 12.95 | 12.82 | 12.86 | 68.70K |
| Oct 8, 2026 | 12.92 | 13.07 | 12.85 | 12.95 | 60.40K |
| Oct 7, 2026 | 13.14 | 13.24 | 12.94 | 12.97 | 34.00K |
| Oct 6, 2026 | 13.23 | 13.28 | 13.13 | 13.22 | 68.30K |
| Oct 5, 2026 | 13.15 | 13.25 | 13.08 | 13.23 | 90.00K |
| Oct 2, 2026 | 12.97 | 13.16 | 12.97 | 13.15 | 104.50K |
| Oct 1, 2026 | 12.70 | 12.97 | 12.65 | 12.92 | 107.00K |
| Sep 30, 2026 | 12.75 | 12.82 | 12.65 | 12.69 | 77.50K |
| Sep 29, 2026 | 12.66 | 12.80 | 12.66 | 12.80 | 72.00K |
| Sep 28, 2026 | 12.83 | 12.84 | 12.66 | 12.69 | 71.40K |
| Sep 25, 2026 | 12.93 | 12.95 | 12.83 | 12.83 | 69.60K |
| Sep 24, 2026 | 12.90 | 12.94 | 12.82 | 12.85 | 122.40K |
| Sep 23, 2026 | 13.03 | 13.07 | 12.76 | 12.81 | 161.50K |
| Sep 22, 2026 | 13.11 | 13.19 | 13.02 | 13.10 | 162.50K |
| Sep 21, 2026 | 12.99 | 13.18 | 12.99 | 13.03 | 166.40K |
About Rhinebeck Bancorp
Rhinebeck Bancorp (RBKB) is listed on the Nasdaq and classified by the SEC under “Savings Institutions, Not Federally Chartered”. Its business address is in POUGHKEEPSIE, NY. State of incorporation: MD. Fiscal year ends December 31. SEC CIK 1751783.
RBKB board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Donald E. Jr. Beeler | Director | Jul 21, 2026 |
| Christopher W. Chestney | Director | Jul 21, 2026 |
| Freddimir Garcia | Director | Jul 21, 2026 |
| Steven E Howell | Director | Jul 21, 2026 |
| William C. Irwin | Director | Jul 21, 2026 |
| Shannon Martin Lafrance | Director | Jul 21, 2026 |
| Suzanne Loughlin | Director | Jul 23, 2026 |
| Sharon Mcginnis | Director | Jul 21, 2026 |
| Nancy Koskey Patzwahl | Director | Jul 23, 2026 |
| Matthew James Smith | President & CEO | Jul 23, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Jamie J. Bloom | Chief Operating Officer | Jul 21, 2026 |
| Philip J Bronzi | 1st SVP, Com Mkt Pres | May 21, 2026 |
| Phillip Lekanides | SVP, Chief Accounting Officer | Jul 21, 2026 |
| James T. Iii Mccardle | Chief Credit & Risk Officer | Jul 21, 2026 |
| Kevin M Nihill | CFO and Treasurer | Jul 21, 2026 |
| Matthew James Smith | President & CEO | Jul 23, 2026 |
| Michael Vitale | EVP, Head of Comm Banking | Aug 6, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Aug 6, 2026 | Michael Vitale | Buy | 4,834 | $12.35 |
| Aug 6, 2026 | Michael Vitale | Buy | 4,834 | $12.35 |
| Aug 6, 2026 | Michael Vitale | Buy | 4,834 | $12.35 |
| Aug 6, 2026 | Michael Vitale | Buy | 4,834 | $12.35 |
| Jul 22, 2026 | Matthew James Smith | Buy | 10,125 | $12.00 |
| Jul 22, 2026 | Matthew James Smith | Buy | 2,300 | $12.00 |
| Jul 22, 2026 | Matthew James Smith | Buy | 10,125 | $12.00 |
| Jul 22, 2026 | Matthew James Smith | Buy | 2,300 | $12.00 |
| Jul 22, 2026 | Matthew James Smith | Buy | 10,125 | $12.00 |
| Jul 22, 2026 | Matthew James Smith | Buy | 2,300 | $12.00 |
| Jul 22, 2026 | Matthew James Smith | Buy | 10,125 | $12.00 |
| Jul 22, 2026 | Matthew James Smith | Buy | 2,300 | $12.00 |
| Jul 22, 2026 | Suzanne Loughlin | Buy | 12,000 | $11.93 |
| Jul 22, 2026 | Suzanne Loughlin | Buy | 500 | $11.92 |
| Jul 22, 2026 | Suzanne Loughlin | Buy | 12,000 | $11.93 |
RBKB financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $10.04M | 0.92 | $11.74M |
| Dec 31, 2024 | — | $-8.62M | -0.80 | $8.47M |
| Dec 31, 2023 | — | $4.39M | 0.40 | $7.05M |
| Dec 31, 2022 | — | $7.00M | 0.64 | $14.79M |
| Dec 31, 2021 | — | $11.56M | 1.06 | $7.65M |
Latest balance sheet: total assets $1.47B, total liabilities $1.33B, cash $— (as of Jun 30, 2026).
RBKB earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 23, 2026 | 8-K Item 2.02 (results) | $12.35 |
| Apr 23, 2026 | 8-K Item 2.02 (results) | $11.27 |
| Jan 29, 2026 | 8-K Item 2.02 (results) | $8.52 |
| Oct 28, 2025 | 8-K Item 2.02 (results) | $6.89 |
| Jul 24, 2025 | 8-K Item 2.02 (results) | $9.17 |
| Apr 24, 2025 | 8-K Item 2.02 (results) | $7.28 |
| Jan 30, 2025 | 8-K Item 2.02 (results) | $7.17 |
| Dec 26, 2024 | 8-K Item 2.02 (results) | $6.86 |
| Oct 24, 2024 | 8-K Item 2.02 (results) | $6.37 |
| Sep 27, 2024 | 8-K Item 2.02 (results) | — |
| Jul 25, 2024 | 8-K Item 2.02 (results) | — |
| Apr 25, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.