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Ponce Financial (PDLB) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
What changed since yesterday
- Closed at $20.13, -0.25% vs the prior close of $20.18.
- Volume 61.46K shares, 0.8x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
PDLB ends flat (-0.2%) to $20.13. Closed at $20.13, -0.25% vs the prior close of $20.18. Day range $20.09–$20.46, opened at $20.22.
Last close$20.13-0.25%
Day range20.09–20.46
Open20.22
Volume61.46K
52-week range13.91–21.10
Avg volume (20d)83.44K
PDLB daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — PDLB ends flat (-0.2%) to $20.13
- Closed at $20.13, -0.25% vs the prior close of $20.18. Day range $20.09–$20.46, opened at $20.22.
- Volume was 61.46K shares, 0.8x its 50-day average of 78.79K.
- Price is -0.9% vs its 50-day average ($20.31) and +9.0% vs its 200-day average ($18.47).
- 52-week range $13.91–$21.10; today's close sits at 87% of that range, 4.6% below the 52-week high.
Oct 15, 2026 — PDLB rises 1.2% to $20.18
- Closed at $20.18, +1.15% vs the prior close of $19.95. Day range $19.87–$20.29, opened at $20.04.
- Volume was 94.20K shares, 1.2x its 50-day average of 78.98K.
- Price is -0.6% vs its 50-day average ($20.31) and +9.4% vs its 200-day average ($18.45).
- 52-week range $13.91–$21.10; today's close sits at 87% of that range, 4.4% below the 52-week high.
Oct 14, 2026 — PDLB dips 0.8% to $19.95 on 2.1x normal volume
- Closed at $19.95, -0.80% vs the prior close of $20.11. Day range $19.91–$20.16, opened at $20.01.
- Volume was 160.60K shares, 2.1x its 50-day average of 77.94K — unusually heavy trading.
- Price is -1.8% vs its 50-day average ($20.31) and +8.2% vs its 200-day average ($18.44).
- 52-week range $13.91–$21.10; today's close sits at 84% of that range, 5.5% below the 52-week high.
Oct 13, 2026 — PDLB ends flat (-0.2%) to $20.11
- Closed at $20.11, -0.20% vs the prior close of $20.15. Day range $20.03–$20.35, opened at $20.21.
- Volume was 58.10K shares, 0.7x its 50-day average of 78.66K.
- Price is -1.1% vs its 50-day average ($20.33) and +9.2% vs its 200-day average ($18.42).
- 52-week range $13.91–$21.10; today's close sits at 86% of that range, 4.7% below the 52-week high.
Oct 12, 2026 — PDLB rises 0.5% to $20.15
- Closed at $20.15, +0.50% vs the prior close of $20.05. Day range $20.01–$20.23, opened at $20.01.
- Volume was 82.50K shares, 1.0x its 50-day average of 78.73K.
- Price is -0.9% vs its 50-day average ($20.33) and +9.5% vs its 200-day average ($18.40).
- 52-week range $13.91–$21.10; today's close sits at 87% of that range, 4.5% below the 52-week high.
Oct 9, 2026 — PDLB dips 0.7% to $20.05
- Closed at $20.05, -0.69% vs the prior close of $20.19. Day range $20.01–$20.15, opened at $20.15.
- Volume was 48.30K shares, 0.6x its 50-day average of 78.77K.
- Price is -1.4% vs its 50-day average ($20.34) and +9.0% vs its 200-day average ($18.39).
- 52-week range $13.91–$21.10; today's close sits at 85% of that range, 5.0% below the 52-week high.
Oct 8, 2026 — PDLB rises 0.5% to $20.19
- Closed at $20.19, +0.55% vs the prior close of $20.08. Day range $20.02–$20.33, opened at $20.02.
- Volume was 61.70K shares, 0.8x its 50-day average of 79.03K.
- Price is -0.7% vs its 50-day average ($20.34) and +9.9% vs its 200-day average ($18.37).
- 52-week range $13.91–$21.10; today's close sits at 87% of that range, 4.3% below the 52-week high.
Oct 7, 2026 — PDLB dips 1.3% to $20.08
- Closed at $20.08, -1.28% vs the prior close of $20.34. Day range $20.01–$20.24, opened at $20.24.
- Volume was 62.40K shares, 0.8x its 50-day average of 78.89K.
- Price is -1.3% vs its 50-day average ($20.33) and +9.4% vs its 200-day average ($18.36).
- 52-week range $13.91–$21.10; today's close sits at 86% of that range, 4.8% below the 52-week high.
Oct 6, 2026 — PDLB ends flat (+0.3%) to $20.34
- Closed at $20.34, +0.30% vs the prior close of $20.28. Day range $20.26–$20.50, opened at $20.37.
- Volume was 48.10K shares, 0.6x its 50-day average of 79.04K.
- Price is -0.0% vs its 50-day average ($20.34) and +10.9% vs its 200-day average ($18.34).
- 52-week range $13.91–$21.10; today's close sits at 89% of that range, 3.6% below the 52-week high.
Oct 5, 2026 — PDLB dips 0.3% to $20.28
- Closed at $20.28, -0.34% vs the prior close of $20.35. Day range $20.22–$20.49, opened at $20.31.
- Volume was 95.60K shares, 1.2x its 50-day average of 77.90K.
- Price is -0.3% vs its 50-day average ($20.34) and +10.6% vs its 200-day average ($18.33).
- 52-week range $13.91–$21.10; today's close sits at 89% of that range, 3.9% below the 52-week high.
Oct 2, 2026 — PDLB rises 1.3% to $20.35
- Closed at $20.35, +1.34% vs the prior close of $20.08. Day range $20.10–$20.47, opened at $20.11.
- Volume was 94.30K shares, 1.2x its 50-day average of 77.31K.
- Price is +0.1% vs its 50-day average ($20.34) and +11.1% vs its 200-day average ($18.31).
- 52-week range $13.91–$21.10; today's close sits at 90% of that range, 3.6% below the 52-week high.
PDLB latest news & SEC filings
Every SEC filing by or about PDLB in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Aug 5, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $8.49M (prior year $6.10M) (+39.3% vs Jun 30, 2025)
- Diluted EPS: $0.35 (prior year $0.25) (+40.0% vs Jun 30, 2025)
Jul 27, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Things to know before you trade PDLB
- Last results release: Jul 27, 2026 (8-K Item 2.02). Previous ones: Apr 24, 2026, Jan 27, 2026, Oct 24, 2025. Based on that rhythm, the next report is likely around Oct 26, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.67% (largest 1.3%). That is a relatively calm stock.
- Liquidity: about 83.44K shares (≈$1.68M) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $20.13 vs a range of $13.91–$21.10 (87% of the range).
- Dividends: no cash dividends in the last 2 years.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 4 sales; latest: Ioannis Kouzilos sold 10,929 shares on Feb 11, 2026.
- Latest filings: 10-Q Aug 5, 2026; 8-K Jul 27, 2026; 8-K Jun 12, 2026.
- Share count: 24.19M shares outstanding (Aug 4, 2026), +0.8% vs a year earlier.
- Listing: Nasdaq · industry: Savings Institution, Federally Chartered.
PDLB market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 20.22 | 20.46 | 20.09 | 20.13 | 61.46K |
| Oct 15, 2026 | 20.04 | 20.29 | 19.87 | 20.18 | 94.20K |
| Oct 14, 2026 | 20.01 | 20.16 | 19.91 | 19.95 | 160.60K |
| Oct 13, 2026 | 20.21 | 20.35 | 20.03 | 20.11 | 58.10K |
| Oct 12, 2026 | 20.01 | 20.23 | 20.01 | 20.15 | 82.50K |
| Oct 9, 2026 | 20.15 | 20.15 | 20.01 | 20.05 | 48.30K |
| Oct 8, 2026 | 20.02 | 20.33 | 20.02 | 20.19 | 61.70K |
| Oct 7, 2026 | 20.24 | 20.24 | 20.01 | 20.08 | 62.40K |
| Oct 6, 2026 | 20.37 | 20.50 | 20.26 | 20.34 | 48.10K |
| Oct 5, 2026 | 20.31 | 20.49 | 20.22 | 20.28 | 95.60K |
| Oct 2, 2026 | 20.11 | 20.47 | 20.10 | 20.35 | 94.30K |
| Oct 1, 2026 | 19.91 | 20.10 | 19.65 | 20.08 | 90.80K |
| Sep 30, 2026 | 20.06 | 20.06 | 19.89 | 19.94 | 114.60K |
| Sep 29, 2026 | 20.27 | 20.27 | 19.85 | 20.01 | 121.80K |
| Sep 28, 2026 | 20.24 | 20.30 | 20.05 | 20.21 | 77.80K |
| Sep 25, 2026 | 20.27 | 20.47 | 20.27 | 20.34 | 66.30K |
| Sep 24, 2026 | 20.19 | 20.49 | 20.15 | 20.27 | 70.40K |
| Sep 23, 2026 | 20.37 | 20.41 | 20.12 | 20.18 | 115.10K |
| Sep 22, 2026 | 20.63 | 20.74 | 20.36 | 20.44 | 74.20K |
| Sep 21, 2026 | 20.30 | 20.57 | 20.30 | 20.50 | 70.60K |
About Ponce Financial
Ponce Financial (PDLB) is listed on the Nasdaq and classified by the SEC under “Savings Institution, Federally Chartered”. Its business address is in BRONX, NY. State of incorporation: MD. Fiscal year ends December 31. SEC CIK 1874071.
PDLB board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Marlene Cintron | Director | Mar 31, 2026 |
| Carlos P Naudon | President & CEO | Jan 26, 2026 |
| Steven Tsavaris | Executive Chairman | Jan 26, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Betty Yolainy Campiz | EVP and Chief Banking Officer | Feb 10, 2026 |
| Melissa Antonia Deleon | Chief Human Resources Officer | Feb 10, 2026 |
| Luis Gerardo Jr. Gonzalez | Chief Operating Officer | Jan 26, 2026 |
| Ioannis Kouzilos | EVP & Chief Lending Officer | Feb 13, 2026 |
| Madeline V. Marquez | Chief External Affairs Officer | Jan 26, 2026 |
| Carlos P Naudon | President & CEO | Jan 26, 2026 |
| Steven Tsavaris | Executive Chairman | Jan 26, 2026 |
| Sergio Javier Vaccaro | Chief Financial Officer | Jan 26, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Feb 11, 2026 | Ioannis Kouzilos | Sale | 10,929 | $16.81 |
| Feb 11, 2026 | Ioannis Kouzilos | Sale | 10,929 | $16.81 |
| Feb 11, 2026 | Ioannis Kouzilos | Sale | 10,929 | $16.81 |
| Feb 11, 2026 | Ioannis Kouzilos | Sale | 10,929 | $16.81 |
PDLB financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $28.70M | 1.20 | $55.59M |
| Dec 31, 2024 | — | $10.97M | 0.46 | $7.21M |
| Dec 31, 2023 | — | $3.35M | 0.15 | $6.49M |
| Dec 31, 2022 | — | $-30.00M | -1.32 | $9.80M |
| Dec 31, 2021 | — | $25.41M | 1.51 | $18.55M |
Latest balance sheet: total assets $3.49B, total liabilities $2.93B, cash $140.01M (as of Jun 30, 2026).
PDLB earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 27, 2026 | 8-K Item 2.02 (results) | $20.03 |
| Apr 24, 2026 | 8-K Item 2.02 (results) | $17.71 |
| Jan 27, 2026 | 8-K Item 2.02 (results) | $16.63 |
| Oct 24, 2025 | 8-K Item 2.02 (results) | $14.62 |
| Jul 25, 2025 | 8-K Item 2.02 (results) | $14.37 |
| Apr 25, 2025 | 8-K Item 2.02 (results) | $12.48 |
| Jan 28, 2025 | 8-K Item 2.02 (results) | $13.24 |
| Dec 11, 2024 | 8-K Item 2.02 (results) | $13.26 |
| Oct 30, 2024 | 8-K Item 2.02 (results) | $11.48 |
| Jul 30, 2024 | 8-K Item 2.02 (results) | — |
| Apr 30, 2024 | 8-K Item 2.02 (results) | — |
| Jan 30, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.