Jefferson Capital, Inc. / DE (JCAP) Latest Stock Analysis Report – Oct 15, 2026, 4:00 PM ET
Updated Oct 15, 2026, 4:00 PM ET
- Closed at $20.74, +2.17% vs the prior close of $20.30.
- Volume 214.90K shares, 0.7x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
JCAP rises 2.2% to $20.74, a 1-month high. Closed at $20.74, +2.17% vs the prior close of $20.30. Day range $20.46–$20.84, opened at $20.62.
JCAP daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — JCAP rises 2.2% to $20.74, a 1-month high
- Closed at $20.74, +2.17% vs the prior close of $20.30. Day range $20.46–$20.84, opened at $20.62.
- Volume was 214.90K shares, 0.7x its 50-day average of 321.39K.
- Price is -0.7% vs its 50-day average ($20.89) and +3.1% vs its 200-day average ($20.11).
- 52-week range $15.50–$24.44; today's close sits at 59% of that range, 15.1% below the 52-week high.
Oct 14, 2026 — JCAP dips 1.2% to $20.30
- Closed at $20.30, -1.17% vs the prior close of $20.54. Day range $19.99–$20.41, opened at $20.20.
- Volume was 199.20K shares, 0.6x its 50-day average of 321.84K.
- Price is -2.8% vs its 50-day average ($20.89) and +0.9% vs its 200-day average ($20.12).
- 52-week range $15.50–$24.44; today's close sits at 54% of that range, 16.9% below the 52-week high.
Oct 13, 2026 — JCAP rises 0.9% to $20.54
- Closed at $20.54, +0.93% vs the prior close of $20.35. Day range $20.23–$20.60, opened at $20.40.
- Volume was 164.30K shares, 0.5x its 50-day average of 324.37K — lighter than usual.
- Price is -1.7% vs its 50-day average ($20.89) and +2.0% vs its 200-day average ($20.14).
- 52-week range $15.50–$24.44; today's close sits at 56% of that range, 16.0% below the 52-week high.
Oct 12, 2026 — JCAP rises 2.1% to $20.35
- Closed at $20.35, +2.11% vs the prior close of $19.93. Day range $19.77–$20.44, opened at $19.97.
- Volume was 244.70K shares, 0.8x its 50-day average of 324.83K.
- Price is -2.6% vs its 50-day average ($20.89) and +1.0% vs its 200-day average ($20.15).
- 52-week range $15.50–$24.44; today's close sits at 54% of that range, 16.7% below the 52-week high.
Oct 9, 2026 — JCAP ends flat (-0.1%) to $19.93
- Closed at $19.93, -0.10% vs the prior close of $19.95. Day range $19.88–$20.08, opened at $20.00.
- Volume was 210.20K shares, 0.6x its 50-day average of 325.28K.
- Price is -4.6% vs its 50-day average ($20.89) and -1.1% vs its 200-day average ($20.16).
- 52-week range $15.50–$24.44; today's close sits at 50% of that range, 18.5% below the 52-week high.
Oct 8, 2026 — JCAP dips 0.3% to $19.95
- Closed at $19.95, -0.35% vs the prior close of $20.02. Day range $19.71–$20.05, opened at $19.85.
- Volume was 310.80K shares, 1.0x its 50-day average of 325.61K.
- Price is -4.5% vs its 50-day average ($20.89) and -1.1% vs its 200-day average ($20.17).
- 52-week range $15.50–$24.44; today's close sits at 50% of that range, 18.4% below the 52-week high.
Oct 7, 2026 — JCAP rises 0.8% to $20.02, 5 up days in a row
- Closed at $20.02, +0.81% vs the prior close of $19.86. Day range $19.53–$20.11, opened at $19.77.
- Volume was 450.90K shares, 1.4x its 50-day average of 324.61K.
- Price is -4.2% vs its 50-day average ($20.90) and -0.8% vs its 200-day average ($20.18).
- 52-week range $15.50–$24.44; today's close sits at 51% of that range, 18.1% below the 52-week high.
- That makes 5 straight gains.
Oct 6, 2026 — JCAP rises 1.0% to $19.86, 4 up days in a row
- Closed at $19.86, +0.97% vs the prior close of $19.67. Day range $19.58–$19.92, opened at $19.81.
- Volume was 246.30K shares, 0.8x its 50-day average of 325.82K.
- Price is -5.0% vs its 50-day average ($20.91) and -1.7% vs its 200-day average ($20.20).
- 52-week range $15.50–$24.44; today's close sits at 49% of that range, 18.7% below the 52-week high.
- That makes 4 straight gains.
Oct 5, 2026 — JCAP rises 2.2% to $19.67, 3 up days in a row
- Closed at $19.67, +2.18% vs the prior close of $19.25. Day range $19.18–$19.85, opened at $19.24.
- Volume was 241.90K shares, 0.7x its 50-day average of 325.48K.
- Price is -6.0% vs its 50-day average ($20.92) and -2.7% vs its 200-day average ($20.21).
- 52-week range $15.50–$24.44; today's close sits at 47% of that range, 19.5% below the 52-week high.
- That makes 3 straight gains.
Oct 2, 2026 — JCAP rises 0.6% to $19.25
- Closed at $19.25, +0.60% vs the prior close of $19.14. Day range $19.16–$19.89, opened at $19.35.
- Volume was 373.80K shares, 1.1x its 50-day average of 325.61K.
- Price is -8.0% vs its 50-day average ($20.92) and -4.8% vs its 200-day average ($20.22).
- 52-week range $15.50–$24.44; today's close sits at 42% of that range, 21.2% below the 52-week high.
JCAP latest news & SEC filings
Every SEC filing by or about JCAP in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Aug 26, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Person Penelope Joann sold 246 shares at $22.04 (≈$5.42K) on Aug 25, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 25, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Aug 21, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 1.01 — Signed a material agreement.
Aug 19, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Zellmann Mark Joseph sold 56,000 shares at $23.75 (≈$1.33M) on Aug 17, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 18, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 17, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Aug 13, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $177.54M (prior year $152.71M) (+16.3% vs Jun 30, 2025)
- Net income: $41.30M (prior year $47.65M) (-13.3% vs Jun 30, 2025)
- Diluted EPS: $0.67 (prior year $16.76) (-96.0% vs Jun 30, 2025)
Aug 13, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 13, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 17, 2026 · Form EFFECT — EFFECT filing
EFFECT filing
Jul 2, 2026 · Form S-3 — Shelf registration (S-3)
Shelf registration (S-3) — lets the company sell securities over time
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Things to know before you trade JCAP
- Last results release: Aug 13, 2026 (8-K Item 2.02). Previous ones: May 14, 2026, Mar 12, 2026, Nov 13, 2025. Based on that rhythm, the next report is likely around Nov 12, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.20% (largest 4.1%).
- Liquidity: about 274.92K shares (≈$5.70M) trade per day on average.
- 52-week position: $20.74 vs a range of $15.50–$24.44 (59% of the range).
- Dividends: last ex-dividend date Aug 24, 2026 ($0.24/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 8 sales; latest: Penelope Joann Person sold 246 shares on Aug 25, 2026.
- Latest filings: 8-K Aug 21, 2026; 8-K Aug 18, 2026; 10-Q Aug 13, 2026.
- Share count: 57.43M shares outstanding (Aug 13, 2026), -1.4% vs a year earlier.
- Listing: Nasdaq · industry: Short-Term Business Credit Institutions.
JCAP market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 20.62 | 20.84 | 20.46 | 20.74 | 214.90K |
| Oct 14, 2026 | 20.20 | 20.41 | 19.99 | 20.30 | 199.20K |
| Oct 13, 2026 | 20.40 | 20.60 | 20.23 | 20.54 | 164.30K |
| Oct 12, 2026 | 19.97 | 20.44 | 19.77 | 20.35 | 244.70K |
| Oct 9, 2026 | 20.00 | 20.08 | 19.88 | 19.93 | 210.20K |
| Oct 8, 2026 | 19.85 | 20.05 | 19.71 | 19.95 | 310.80K |
| Oct 7, 2026 | 19.77 | 20.11 | 19.53 | 20.02 | 450.90K |
| Oct 6, 2026 | 19.81 | 19.92 | 19.58 | 19.86 | 246.30K |
| Oct 5, 2026 | 19.24 | 19.85 | 19.18 | 19.67 | 241.90K |
| Oct 2, 2026 | 19.35 | 19.89 | 19.16 | 19.25 | 373.80K |
| Oct 1, 2026 | 18.98 | 19.20 | 18.76 | 19.14 | 323.50K |
| Sep 30, 2026 | 19.11 | 19.22 | 18.93 | 19.08 | 219.90K |
| Sep 29, 2026 | 19.32 | 19.39 | 18.83 | 19.12 | 232.70K |
| Sep 28, 2026 | 19.36 | 19.44 | 18.92 | 19.32 | 332.60K |
| Sep 25, 2026 | 19.54 | 19.58 | 19.17 | 19.46 | 211.20K |
| Sep 24, 2026 | 19.07 | 19.66 | 19.00 | 19.54 | 215.90K |
| Sep 23, 2026 | 19.76 | 19.80 | 19.07 | 19.08 | 197.00K |
| Sep 22, 2026 | 20.49 | 20.50 | 19.82 | 19.89 | 186.50K |
| Sep 21, 2026 | 20.57 | 20.75 | 20.02 | 20.25 | 180.20K |
| Sep 18, 2026 | 20.17 | 20.64 | 20.02 | 20.54 | 741.90K |
About Jefferson Capital, Inc. / DE
Jefferson Capital, Inc. / DE (JCAP) is listed on the Nasdaq and classified by the SEC under “Short-Term Business Credit Institutions”. Its business address is in MINNEAPOLIS, MN. State of incorporation: DE. Fiscal year ends December 31. SEC CIK 2046042.
JCAP board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Susan E. Atkins | Director | Mar 18, 2026 |
| David M. Burton | SEE REMARKS | Jan 14, 2026 |
| John J Oros | Director | Mar 13, 2026 |
| James Manfred Pierce | Director | Mar 18, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| David M. Burton | SEE REMARKS | Jan 14, 2026 |
| Penelope Joann Person | Chief Commercial Officer | Aug 26, 2026 |
| Mark Joseph Zellmann | President US Business Lines | Aug 19, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Aug 25, 2026 | Penelope Joann Person | Sale | 246 | $22.04 |
| Aug 17, 2026 | Mark Joseph Zellmann | Sale | 56,000 | $23.75 |
| Jan 9, 2026 | David M. Burton | Sale | 385,000 | $20.50 |
| Jan 9, 2026 | Associates Iv L.P. Jcf | Sale | 11,000,000 | $19.63 |
| Jan 9, 2026 | Iv Jcap Holding L.P. Jcf | Sale | 11,000,000 | $19.63 |
| Jan 9, 2026 | J. Christopher Flowers | Sale | 11,000,000 | $19.63 |
| Jan 9, 2026 | Associates Iv Ltd. Jcf | Sale | 11,000,000 | $19.63 |
| Jan 9, 2026 | Iv Jcap Holding Gp Llc Jcf | Sale | 11,000,000 | $19.63 |
JCAP financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $613.29M | $187.97M | 5.64 | $268.81M |
| Dec 31, 2024 | $433.34M | $128.89M | — | $168.21M |
| Dec 31, 2023 | $323.07M | $111.52M | — | $120.22M |
Latest balance sheet: total assets $2.08B, total liabilities $1.61B, cash $20.41M (as of Jun 30, 2026).
JCAP earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 13, 2026 | 8-K Item 2.02 (results) | $21.61 |
| May 14, 2026 | 8-K Item 2.02 (results) | $18.69 |
| Mar 12, 2026 | 8-K Item 2.02 (results) | $20.36 |
| Nov 13, 2025 | 8-K Item 2.02 (results) | $20.78 |
| Aug 14, 2025 | 8-K Item 2.02 (results) | $18.87 |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.