Encore Capital (ECPG) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $101.68, -0.90% vs the prior close of $102.60.
- Volume 151.70K shares, 0.5x its 50-day average (light).
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
ECPG dips 0.9% to $101.68. Closed at $101.68, -0.90% vs the prior close of $102.60. Day range $100.91–$104.69, opened at $102.89.
ECPG daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — ECPG dips 0.9% to $101.68
- Closed at $101.68, -0.90% vs the prior close of $102.60. Day range $100.91–$104.69, opened at $102.89.
- Volume was 151.70K shares, 0.5x its 50-day average of 334.09K — lighter than usual.
- Price is +2.7% vs its 50-day average ($98.96) and +25.6% vs its 200-day average ($80.93).
- 52-week range $39.95–$105.98; today's close sits at 93% of that range, 4.1% below the 52-week high.
Oct 15, 2026 — ECPG rises 1.7% to $102.60
- Closed at $102.60, +1.73% vs the prior close of $100.86. Day range $100.87–$103.05, opened at $101.17.
- Volume was 297.60K shares, 0.9x its 50-day average of 334.92K.
- Price is +3.8% vs its 50-day average ($98.89) and +27.1% vs its 200-day average ($80.70).
- 52-week range $39.95–$105.98; today's close sits at 95% of that range, 3.2% below the 52-week high.
Oct 14, 2026 — ECPG slides 4.5% to $100.86
- Closed at $100.86, -4.49% vs the prior close of $105.60. Day range $100.37–$105.98, opened at $105.61.
- Volume was 268.50K shares, 0.8x its 50-day average of 335.35K.
- Price is +2.2% vs its 50-day average ($98.69) and +25.4% vs its 200-day average ($80.46).
- 52-week range $39.95–$105.98; today's close sits at 92% of that range, 4.8% below the 52-week high.
Oct 13, 2026 — ECPG jumps 4.7% to $105.60, a 52-week high
- Closed at $105.60, +4.71% vs the prior close of $100.85. Day range $101.11–$105.74, opened at $101.65.
- Volume was 217.90K shares, 0.6x its 50-day average of 337.49K.
- Price is +7.1% vs its 50-day average ($98.58) and +31.6% vs its 200-day average ($80.24).
- 52-week range $39.95–$105.74; today's close sits at 100% of that range, 0.1% below the 52-week high.
Oct 12, 2026 — ECPG rises 1.1% to $100.85, a 1-month high
- Closed at $100.85, +1.08% vs the prior close of $99.77. Day range $98.29–$102.50, opened at $99.77.
- Volume was 186.30K shares, 0.6x its 50-day average of 338.23K — lighter than usual.
- Price is +2.5% vs its 50-day average ($98.39) and +26.1% vs its 200-day average ($79.98).
- 52-week range $39.95–$104.98; today's close sits at 94% of that range, 3.9% below the 52-week high.
Oct 9, 2026 — ECPG ends flat (-0.3%) to $99.77
- Closed at $99.77, -0.29% vs the prior close of $100.06. Day range $99.31–$100.98, opened at $100.13.
- Volume was 161.90K shares, 0.5x its 50-day average of 339.55K — lighter than usual.
- Price is +1.5% vs its 50-day average ($98.26) and +25.1% vs its 200-day average ($79.75).
- 52-week range $39.95–$104.98; today's close sits at 92% of that range, 5.0% below the 52-week high.
Oct 8, 2026 — ECPG rises 0.8% to $100.06, 5 up days in a row
- Closed at $100.06, +0.80% vs the prior close of $99.27. Day range $98.24–$100.59, opened at $98.29.
- Volume was 217.50K shares, 0.6x its 50-day average of 344.03K.
- Price is +2.0% vs its 50-day average ($98.15) and +25.8% vs its 200-day average ($79.53).
- 52-week range $39.95–$104.98; today's close sits at 92% of that range, 4.7% below the 52-week high.
- That makes 5 straight gains.
Oct 7, 2026 — ECPG ends flat (+0.1%) to $99.27, 4 up days in a row
- Closed at $99.27, +0.08% vs the prior close of $99.19. Day range $97.11–$100.12, opened at $97.55.
- Volume was 284.50K shares, 0.8x its 50-day average of 347.79K.
- Price is +1.3% vs its 50-day average ($98.02) and +25.2% vs its 200-day average ($79.30).
- 52-week range $39.95–$104.98; today's close sits at 91% of that range, 5.4% below the 52-week high.
- That makes 4 straight gains.
Oct 6, 2026 — ECPG rises 1.3% to $99.19, 3 up days in a row
- Closed at $99.19, +1.30% vs the prior close of $97.92. Day range $97.20–$99.71, opened at $98.68.
- Volume was 161.80K shares, 0.5x its 50-day average of 351.95K — lighter than usual.
- Price is +1.3% vs its 50-day average ($97.95) and +25.4% vs its 200-day average ($79.08).
- 52-week range $39.95–$104.98; today's close sits at 91% of that range, 5.5% below the 52-week high.
- That makes 3 straight gains.
Oct 5, 2026 — ECPG rises 2.1% to $97.92
- Closed at $97.92, +2.09% vs the prior close of $95.92. Day range $95.42–$98.94, opened at $96.63.
- Volume was 198.10K shares, 0.6x its 50-day average of 360.11K — lighter than usual.
- Price is +0.1% vs its 50-day average ($97.86) and +24.2% vs its 200-day average ($78.85).
- 52-week range $39.95–$104.98; today's close sits at 89% of that range, 6.7% below the 52-week high.
Oct 2, 2026 — ECPG rises 1.7% to $95.92
- Closed at $95.92, +1.72% vs the prior close of $94.30. Day range $95.86–$98.27, opened at $95.86.
- Volume was 189.40K shares, 0.5x its 50-day average of 379.75K — lighter than usual.
- Price is -1.8% vs its 50-day average ($97.70) and +22.0% vs its 200-day average ($78.63).
- 52-week range $39.95–$104.98; today's close sits at 86% of that range, 8.6% below the 52-week high.
ECPG latest news & SEC filings
Every SEC filing by or about ECPG in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 8, 2026 · Form SCHEDULE 13G — Passive stake (13G)
Passive stake (13G) — an investor reported owning more than 5%
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Sep 2, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Aug 27, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Aug 27, 2026 · Form 3 — New insider holdings
Initial insider ownership statement (Form 3) — a new director, officer or 10% owner disclosed their holdings
Aug 20, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Aug 19, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Aug 7, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 5, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $18.23M (prior year $22.30M) (-18.3% vs Jun 30, 2025)
- Net income: $64.00M (prior year $58.72M) (+9.0% vs Jun 30, 2025)
- Diluted EPS: $2.81 (prior year $2.49) (+12.9% vs Jun 30, 2025)
Aug 5, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 22, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
- Item 8.01 — Reported other events the company considers important.
Jul 7, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Jun 25, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Things to know before you trade ECPG
- Last results release: Aug 5, 2026 (8-K Item 2.02). Previous ones: May 6, 2026, Feb 25, 2026, Nov 5, 2025. Based on that rhythm, the next report is likely around Nov 4, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.63% (largest 4.7%).
- Liquidity: about 228.25K shares (≈$23.21M) trade per day on average.
- 52-week position: $101.68 vs a range of $39.95–$105.98 (93% of the range).
- Dividends: no cash dividends in the last 2 years.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: John Yung sold 2,000 shares on Jun 11, 2026.
- Latest filings: 8-K Aug 19, 2026; 10-Q Aug 5, 2026; 8-K Aug 5, 2026.
- Share count: 21.21M shares outstanding (Jul 29, 2026), -7.8% vs a year earlier — the company has been reducing its share count.
- Listing: Nasdaq · industry: Short-Term Business Credit Institutions.
ECPG market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 102.89 | 104.69 | 100.91 | 101.68 | 151.70K |
| Oct 15, 2026 | 101.17 | 103.05 | 100.87 | 102.60 | 297.60K |
| Oct 14, 2026 | 105.61 | 105.98 | 100.37 | 100.86 | 268.50K |
| Oct 13, 2026 | 101.65 | 105.74 | 101.11 | 105.60 | 217.90K |
| Oct 12, 2026 | 99.77 | 102.50 | 98.29 | 100.85 | 186.30K |
| Oct 9, 2026 | 100.13 | 100.98 | 99.31 | 99.77 | 161.90K |
| Oct 8, 2026 | 98.29 | 100.59 | 98.24 | 100.06 | 217.50K |
| Oct 7, 2026 | 97.55 | 100.12 | 97.11 | 99.27 | 284.50K |
| Oct 6, 2026 | 98.68 | 99.71 | 97.20 | 99.19 | 161.80K |
| Oct 5, 2026 | 96.63 | 98.94 | 95.42 | 97.92 | 198.10K |
| Oct 2, 2026 | 95.86 | 98.27 | 95.86 | 95.92 | 189.40K |
| Oct 1, 2026 | 94.32 | 94.95 | 92.83 | 94.30 | 205.40K |
| Sep 30, 2026 | 95.46 | 95.46 | 94.23 | 94.44 | 183.60K |
| Sep 29, 2026 | 96.15 | 97.08 | 93.48 | 95.25 | 190.60K |
| Sep 28, 2026 | 97.40 | 98.04 | 95.66 | 96.49 | 214.70K |
| Sep 25, 2026 | 98.43 | 99.22 | 97.78 | 98.41 | 196.40K |
| Sep 24, 2026 | 94.60 | 98.34 | 94.50 | 97.58 | 292.70K |
| Sep 23, 2026 | 96.91 | 97.10 | 93.60 | 94.47 | 227.30K |
| Sep 22, 2026 | 100.10 | 102.00 | 96.87 | 98.29 | 357.60K |
| Sep 21, 2026 | 100.66 | 102.32 | 99.01 | 99.37 | 361.50K |
About Encore Capital
Encore Capital (ECPG) is listed on the Nasdaq and classified by the SEC under “Short-Term Business Credit Institutions”. Its business address is in SAN DIEGO, CA. State of incorporation: DE. Fiscal year ends December 31. SEC CIK 1084961.
ECPG board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| A. Knight Angela | Director | Jun 23, 2026 |
| Robert William Beck | Director | Aug 27, 2026 |
| William C. Goings | Director | Jun 23, 2026 |
| Ashwini Gupta | Director | Sep 2, 2026 |
| Jeffrey Albert Hilzinger | Director | Jun 23, 2026 |
| Michael P Monaco | Director | Jun 23, 2026 |
| Ashish Masih | President and CEO | Mar 11, 2026 |
| Laura Olle | Director | Jun 23, 2026 |
| Richard P Stovsky | Director | Jun 23, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Andrew Eric Asch | SVP, General Counsel | Jun 11, 2026 |
| Ryan B Bell | President, MCM | Mar 11, 2026 |
| Tomas Cruz Hernanz | EVP, CFO & TREASURER | Mar 11, 2026 |
| Ashish Masih | President and CEO | Mar 11, 2026 |
| John Yung | President, Intl. and Cabot | Jun 11, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Jun 11, 2026 | John Yung | Sale | 2,000 | $80.51 |
| Jun 11, 2026 | John Yung | Sale | 2,000 | $80.51 |
| Jun 11, 2026 | John Yung | Sale | 2,000 | $80.51 |
| Jun 11, 2026 | John Yung | Sale | 2,000 | $80.51 |
| Jun 10, 2026 | Andrew Eric Asch | Sale | 774 | $82.08 |
| Jun 10, 2026 | Andrew Eric Asch | Sale | 774 | $82.08 |
| Jun 10, 2026 | Andrew Eric Asch | Sale | 774 | $82.08 |
| Jun 10, 2026 | Andrew Eric Asch | Sale | 774 | $82.08 |
| Jun 10, 2026 | John Yung | Sale | 2,000 | $82.08 |
| Jun 10, 2026 | John Yung | Sale | 2,000 | $82.08 |
| Jun 10, 2026 | John Yung | Sale | 2,000 | $82.08 |
| Jun 10, 2026 | John Yung | Sale | 2,000 | $82.08 |
| Jun 9, 2026 | Andrew Eric Asch | Sale | 833 | $80.51 |
| Jun 9, 2026 | Andrew Eric Asch | Sale | 6,922 | $81.52 |
| Jun 9, 2026 | Andrew Eric Asch | Sale | 556 | $82.31 |
ECPG financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $88.39M | $256.83M | 10.91 | $153.20M |
| Dec 31, 2024 | $84.78M | $-139.24M | -5.83 | $156.17M |
| Dec 31, 2023 | $83.14M | $-206.49M | -8.72 | $152.99M |
| Dec 31, 2022 | $94.92M | $194.56M | 7.46 | $210.68M |
| Dec 31, 2021 | $120.78M | $350.78M | 11.26 | $303.05M |
Latest balance sheet: total assets $5.57B, total liabilities $4.49B, cash $182.93M (as of Jun 30, 2026).
ECPG earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 5, 2026 | 8-K Item 2.02 (results) | $92.69 |
| May 6, 2026 | 8-K Item 2.02 (results) | $84.24 |
| Feb 25, 2026 | 8-K Item 2.02 (results) | $59.17 |
| Nov 5, 2025 | 8-K Item 2.02 (results) | $42.75 |
| Aug 6, 2025 | 8-K Item 2.02 (results) | $37.43 |
| May 7, 2025 | 8-K Item 2.02 (results) | $32.92 |
| Feb 26, 2025 | 8-K Item 2.02 (results) | $49.86 |
| Nov 6, 2024 | 8-K Item 2.02 (results) | $49.77 |
| Aug 7, 2024 | 8-K Item 2.02 (results) | — |
| May 8, 2024 | 8-K Item 2.02 (results) | — |
| Feb 21, 2024 | 8-K Item 2.02 (results) | — |
| Nov 1, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.