Farmers & Merchants Bancorp (FMAO) Latest Stock Analysis Report – Oct 15, 2026, 4:00 PM ET
Updated Oct 15, 2026, 4:00 PM ET
- Closed at $35.12, +1.24% vs the prior close of $34.69.
- Volume 34.40K shares, 0.6x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
FMAO rises 1.2% to $35.12. Closed at $35.12, +1.24% vs the prior close of $34.69. Day range $34.84–$35.51, opened at $34.95.
FMAO daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — FMAO rises 1.2% to $35.12
- Closed at $35.12, +1.24% vs the prior close of $34.69. Day range $34.84–$35.51, opened at $34.95.
- Volume was 34.40K shares, 0.6x its 50-day average of 56.06K.
- Price is +0.8% vs its 50-day average ($34.85) and +19.4% vs its 200-day average ($29.41).
- 52-week range $22.77–$36.12; today's close sits at 93% of that range, 2.8% below the 52-week high.
Oct 14, 2026 — FMAO dips 0.8% to $34.69
- Closed at $34.69, -0.83% vs the prior close of $34.98. Day range $34.46–$35.04, opened at $34.50.
- Volume was 50.80K shares, 0.9x its 50-day average of 57.58K.
- Price is -0.4% vs its 50-day average ($34.83) and +18.1% vs its 200-day average ($29.36).
- 52-week range $22.77–$36.12; today's close sits at 89% of that range, 4.0% below the 52-week high.
Oct 13, 2026 — FMAO dips 0.5% to $34.98
- Closed at $34.98, -0.46% vs the prior close of $35.14. Day range $34.21–$35.40, opened at $35.27.
- Volume was 34.80K shares, 0.6x its 50-day average of 58.25K — lighter than usual.
- Price is +0.4% vs its 50-day average ($34.83) and +19.3% vs its 200-day average ($29.32).
- 52-week range $22.77–$36.12; today's close sits at 91% of that range, 3.2% below the 52-week high.
Oct 12, 2026 — FMAO rises 1.7% to $35.14
- Closed at $35.14, +1.71% vs the prior close of $34.55. Day range $34.12–$35.38, opened at $34.52.
- Volume was 41.70K shares, 0.7x its 50-day average of 59.21K.
- Price is +1.0% vs its 50-day average ($34.81) and +20.0% vs its 200-day average ($29.28).
- 52-week range $22.77–$36.12; today's close sits at 93% of that range, 2.7% below the 52-week high.
Oct 9, 2026 — FMAO dips 2.2% to $34.55, a 1-month low
- Closed at $34.55, -2.15% vs the prior close of $35.31. Day range $34.42–$35.31, opened at $35.06.
- Volume was 22.40K shares, 0.4x its 50-day average of 60.26K — lighter than usual.
- Price is -0.6% vs its 50-day average ($34.77) and +18.2% vs its 200-day average ($29.23).
- 52-week range $22.77–$36.12; today's close sits at 88% of that range, 4.3% below the 52-week high.
Oct 8, 2026 — FMAO rises 1.2% to $35.31
- Closed at $35.31, +1.17% vs the prior close of $34.90. Day range $34.78–$35.60, opened at $34.78.
- Volume was 38.40K shares, 0.6x its 50-day average of 61.72K.
- Price is +1.6% vs its 50-day average ($34.75) and +21.0% vs its 200-day average ($29.19).
- 52-week range $22.77–$36.12; today's close sits at 94% of that range, 2.2% below the 52-week high.
Oct 7, 2026 — FMAO dips 1.2% to $34.90, 3 down days in a row
- Closed at $34.90, -1.25% vs the prior close of $35.34. Day range $34.80–$35.41, opened at $34.91.
- Volume was 32.80K shares, 0.5x its 50-day average of 64.26K — lighter than usual.
- Price is +0.5% vs its 50-day average ($34.74) and +19.7% vs its 200-day average ($29.15).
- 52-week range $22.77–$36.12; today's close sits at 91% of that range, 3.4% below the 52-week high.
- That makes 3 straight losses.
Oct 6, 2026 — FMAO ends flat (-0.1%) to $35.34
- Closed at $35.34, -0.08% vs the prior close of $35.37. Day range $35.30–$35.96, opened at $35.38.
- Volume was 32.70K shares, 0.5x its 50-day average of 64.76K — lighter than usual.
- Price is +1.8% vs its 50-day average ($34.73) and +21.4% vs its 200-day average ($29.12).
- 52-week range $22.77–$36.12; today's close sits at 94% of that range, 2.2% below the 52-week high.
Oct 5, 2026 — FMAO dips 0.3% to $35.37
- Closed at $35.37, -0.34% vs the prior close of $35.49. Day range $35.02–$35.67, opened at $35.51.
- Volume was 64.50K shares, 1.0x its 50-day average of 65.21K.
- Price is +2.1% vs its 50-day average ($34.65) and +21.6% vs its 200-day average ($29.08).
- 52-week range $22.77–$36.12; today's close sits at 94% of that range, 2.1% below the 52-week high.
Oct 2, 2026 — FMAO rises 1.7% to $35.49
- Closed at $35.49, +1.66% vs the prior close of $34.91. Day range $34.99–$35.77, opened at $35.21.
- Volume was 41.00K shares, 0.6x its 50-day average of 65.42K.
- Price is +2.7% vs its 50-day average ($34.56) and +22.2% vs its 200-day average ($29.04).
- 52-week range $22.77–$36.12; today's close sits at 95% of that range, 1.7% below the 52-week high.
FMAO latest news & SEC filings
Every SEC filing by or about FMAO in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 25, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Allen Gregory R received an award of 133 shares at $35.03 (≈$4.66K) on Sep 25, 2026; now holds 433
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 21, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Frank Simon R. received an award of 386 shares at $35.67 (≈$13.77K) on Sep 18, 2026; now holds 3,651
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 21, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Sauder Kevin J received an award of 263 shares at $35.67 (≈$9.38K) on Sep 18, 2026; now holds 8,775
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 21, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Planson Steven J received an award of 351 shares at $35.67 (≈$12.52K) on Sep 18, 2026; now holds 29,857
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 21, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Johnston Lori Ann received an award of 403 shares at $35.67 (≈$14.38K) on Sep 18, 2026; now holds 3,820
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 21, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Boyce Ian D received an award of 176 shares at $35.67 (≈$6.28K) on Sep 18, 2026; now holds 3,437
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Jul 29, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $11.80M (prior year $7.71M) (+53.0% vs Jun 30, 2025)
- Diluted EPS: $0.86 (prior year $0.56) (+53.6% vs Jun 30, 2025)
Jul 27, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 7, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Things to know before you trade FMAO
- Last results release: Jul 27, 2026 (8-K Item 2.02). Previous ones: Apr 22, 2026, Feb 12, 2026, Oct 27, 2025. Based on that rhythm, the next report is likely around Oct 26, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.87% (largest 2.2%). That is a relatively calm stock.
- Liquidity: about 48.08K shares (≈$1.69M) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $35.12 vs a range of $22.77–$36.12 (93% of the range).
- Dividends: last ex-dividend date Oct 9, 2026 ($0.25/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 1 open-market buys, 24 sales; latest: Andrew J Briggs sold 2,402 shares on Aug 18, 2026.
- Latest filings: 10-Q Jul 29, 2026; 8-K Jul 27, 2026; 8-K Jul 7, 2026.
- Share count: 13.77M shares outstanding (Jul 24, 2026), +0.4% vs a year earlier.
- Listing: Nasdaq · industry: Savings Institution, Federally Chartered.
FMAO market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 34.95 | 35.51 | 34.84 | 35.12 | 34.40K |
| Oct 14, 2026 | 34.50 | 35.04 | 34.46 | 34.69 | 50.80K |
| Oct 13, 2026 | 35.27 | 35.40 | 34.21 | 34.98 | 34.80K |
| Oct 12, 2026 | 34.52 | 35.38 | 34.12 | 35.14 | 41.70K |
| Oct 9, 2026 | 35.06 | 35.31 | 34.42 | 34.55 | 22.40K |
| Oct 8, 2026 | 34.78 | 35.60 | 34.78 | 35.31 | 38.40K |
| Oct 7, 2026 | 34.91 | 35.41 | 34.80 | 34.90 | 32.80K |
| Oct 6, 2026 | 35.38 | 35.96 | 35.30 | 35.34 | 32.70K |
| Oct 5, 2026 | 35.51 | 35.67 | 35.02 | 35.37 | 64.50K |
| Oct 2, 2026 | 35.21 | 35.77 | 34.99 | 35.49 | 41.00K |
| Oct 1, 2026 | 34.37 | 34.91 | 33.63 | 34.91 | 37.50K |
| Sep 30, 2026 | 34.97 | 35.13 | 34.25 | 34.62 | 60.30K |
| Sep 29, 2026 | 35.00 | 35.40 | 34.51 | 34.71 | 38.90K |
| Sep 28, 2026 | 34.90 | 35.32 | 34.25 | 34.96 | 74.40K |
| Sep 25, 2026 | 35.08 | 35.31 | 34.93 | 34.93 | 56.90K |
| Sep 24, 2026 | 34.82 | 35.29 | 33.81 | 35.03 | 40.50K |
| Sep 23, 2026 | 35.12 | 35.31 | 34.48 | 34.58 | 33.40K |
| Sep 22, 2026 | 35.72 | 35.98 | 35.04 | 35.37 | 41.80K |
| Sep 21, 2026 | 35.60 | 36.05 | 35.49 | 35.49 | 43.60K |
| Sep 18, 2026 | 35.47 | 35.88 | 35.06 | 35.53 | 140.70K |
About Farmers & Merchants Bancorp
Farmers & Merchants Bancorp (FMAO) is listed on the Nasdaq and classified by the SEC under “Savings Institution, Federally Chartered”. Its business address is in ARCHBOLD, OH. State of incorporation: OH. Fiscal year ends December 31. SEC CIK 792966.
FMAO board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Gregory R Allen | Director | Sep 25, 2026 |
| Ahmed Alomari | Director | Sep 21, 2026 |
| Ian D Boyce | Director | Sep 21, 2026 |
| Andrew J Briggs | Director | Aug 18, 2026 |
| Lars B Eller | President & CEO | Jun 4, 2026 |
| Simon R. Frank | Director | Sep 21, 2026 |
| Kevin G Frey | Director | Jun 4, 2026 |
| Lori Ann Johnston | Director | Sep 21, 2026 |
| Marcia Sloan Latta | Vice Chairman of the Board | Jun 4, 2026 |
| Steven J Planson | Director | Sep 21, 2026 |
| Kevin J Sauder | Chairman of the Board | Sep 21, 2026 |
| David P Vernon | Director | Jun 4, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Barbara J Britenriker | Exec. Vice President | Mar 3, 2026 |
| Andrew S Baker | SVP/Chief Strategy Officer | Mar 11, 2026 |
| Lars B Eller | President & CEO | Jun 4, 2026 |
| Eric D Faust | Chief Risk Officer | Mar 25, 2026 |
| David R Gerken | EVP/CLO | Aug 6, 2026 |
| Marcia Sloan Latta | Vice Chairman of the Board | Jun 4, 2026 |
| Shalini Singhal | SVP/Chief Information Officer | Mar 3, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Aug 18, 2026 | Andrew J Briggs | Sale | 2,402 | $35.05 |
| Aug 17, 2026 | Andrew J Briggs | Sale | 3,000 | $35.11 |
| Aug 14, 2026 | Andrew J Briggs | Sale | 3,000 | $35.38 |
| Aug 13, 2026 | Andrew J Briggs | Sale | 3,000 | $35.19 |
| Aug 12, 2026 | Andrew J Briggs | Sale | 3,000 | $34.94 |
| Aug 11, 2026 | Andrew J Briggs | Sale | 3,000 | $34.46 |
| Aug 10, 2026 | Andrew J Briggs | Sale | 3,000 | $34.54 |
| Aug 7, 2026 | Andrew J Briggs | Sale | 3,000 | $34.08 |
| Aug 6, 2026 | Andrew J Briggs | Sale | 3,000 | $34.24 |
| Aug 6, 2026 | David R Gerken | Sale | 1,000 | $33.72 |
| Aug 5, 2026 | Andrew J Briggs | Sale | 3,000 | $34.76 |
| Aug 4, 2026 | Andrew J Briggs | Sale | 3,000 | $33.67 |
| Aug 3, 2026 | Andrew J Briggs | Sale | 3,000 | $33.69 |
| Aug 3, 2026 | Gregory R Allen | Buy | 300 | $34.47 |
| Jul 31, 2026 | Andrew J Briggs | Sale | 3,000 | $33.07 |
FMAO financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $33.31M | 2.43 | $36.74M |
| Dec 31, 2024 | — | $25.94M | 1.90 | $32.47M |
| Dec 31, 2023 | — | $22.79M | 1.67 | $22.15M |
| Dec 31, 2022 | — | $32.52M | 2.46 | $40.67M |
| Dec 31, 2021 | — | $23.50M | 2.01 | $34.74M |
Latest balance sheet: total assets $3.50B, total liabilities $3.12B, cash $24.30M (as of Jun 30, 2026).
FMAO earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 27, 2026 | 8-K Item 2.02 (results) | $31.20 |
| Apr 22, 2026 | 8-K Item 2.02 (results) | $26.75 |
| Feb 12, 2026 | 8-K Item 2.02 (results) | $27.47 |
| Oct 27, 2025 | 8-K Item 2.02 (results) | $23.96 |
| Jul 28, 2025 | 8-K Item 2.02 (results) | $25.82 |
| Apr 28, 2025 | 8-K Item 2.02 (results) | $23.14 |
| Feb 12, 2025 | 8-K Item 2.02 (results) | $26.06 |
| Oct 30, 2024 | 8-K Item 2.02 (results) | $27.46 |
| Aug 1, 2024 | 8-K Item 2.02 (results) | — |
| May 1, 2024 | 8-K Item 2.02 (results) | — |
| Feb 13, 2024 | 8-K Item 2.02 (results) | — |
| Oct 26, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.