Citizens Community Bancorp (CZWI) Latest Stock Analysis Report – Oct 15, 2026, 4:00 PM ET
Updated Oct 15, 2026, 4:00 PM ET
- Closed at $21.11, +0.52% vs the prior close of $21.00.
- Volume 27.60K shares, 0.6x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
CZWI rises 0.5% to $21.11. Closed at $21.11, +0.52% vs the prior close of $21.00. Day range $21.02–$21.36, opened at $21.14.
CZWI daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — CZWI rises 0.5% to $21.11
- Closed at $21.11, +0.52% vs the prior close of $21.00. Day range $21.02–$21.36, opened at $21.14.
- Volume was 27.60K shares, 0.6x its 50-day average of 44.22K.
- Price is -0.7% vs its 50-day average ($21.26) and +3.2% vs its 200-day average ($20.45).
- 52-week range $14.61–$24.43; today's close sits at 66% of that range, 13.6% below the 52-week high.
Oct 14, 2026 — CZWI dips 1.1% to $21.00, a 1-month low
- Closed at $21.00, -1.08% vs the prior close of $21.23. Day range $20.95–$21.28, opened at $21.01.
- Volume was 30.70K shares, 0.7x its 50-day average of 44.43K.
- Price is -1.3% vs its 50-day average ($21.27) and +2.8% vs its 200-day average ($20.43).
- 52-week range $14.61–$24.43; today's close sits at 65% of that range, 14.0% below the 52-week high.
Oct 13, 2026 — CZWI rises 0.7% to $21.23
- Closed at $21.23, +0.71% vs the prior close of $21.08. Day range $21.00–$21.54, opened at $21.14.
- Volume was 23.10K shares, 0.5x its 50-day average of 45.26K — lighter than usual.
- Price is -0.3% vs its 50-day average ($21.29) and +4.0% vs its 200-day average ($20.42).
- 52-week range $14.61–$24.43; today's close sits at 67% of that range, 13.1% below the 52-week high.
Oct 12, 2026 — CZWI ends flat (-0.1%) to $21.08, a 1-month low
- Closed at $21.08, -0.09% vs the prior close of $21.10. Day range $20.98–$21.33, opened at $20.98.
- Volume was 28.70K shares, 0.6x its 50-day average of 45.68K.
- Price is -1.0% vs its 50-day average ($21.30) and +3.3% vs its 200-day average ($20.40).
- 52-week range $14.61–$24.43; today's close sits at 66% of that range, 13.7% below the 52-week high.
Oct 9, 2026 — CZWI dips 1.4% to $21.10, a 1-month low
- Closed at $21.10, -1.45% vs the prior close of $21.41. Day range $20.98–$21.37, opened at $21.31.
- Volume was 38.90K shares, 0.8x its 50-day average of 45.93K.
- Price is -1.0% vs its 50-day average ($21.32) and +3.5% vs its 200-day average ($20.38).
- 52-week range $14.61–$24.43; today's close sits at 66% of that range, 13.6% below the 52-week high.
Oct 8, 2026 — CZWI ends flat (+0.2%) to $21.41
- Closed at $21.41, +0.23% vs the prior close of $21.36. Day range $21.24–$22.16, opened at $21.36.
- Volume was 27.70K shares, 0.6x its 50-day average of 46.82K — lighter than usual.
- Price is +0.4% vs its 50-day average ($21.33) and +5.1% vs its 200-day average ($20.37).
- 52-week range $14.61–$24.43; today's close sits at 69% of that range, 12.4% below the 52-week high.
Oct 7, 2026 — CZWI dips 0.5% to $21.36
- Closed at $21.36, -0.47% vs the prior close of $21.46. Day range $21.30–$21.56, opened at $21.31.
- Volume was 18.70K shares, 0.4x its 50-day average of 48.23K — lighter than usual.
- Price is +0.1% vs its 50-day average ($21.35) and +4.9% vs its 200-day average ($20.36).
- 52-week range $14.61–$24.43; today's close sits at 69% of that range, 12.6% below the 52-week high.
Oct 6, 2026 — CZWI rises 0.7% to $21.46, 4 up days in a row
- Closed at $21.46, +0.70% vs the prior close of $21.31. Day range $21.16–$21.58, opened at $21.30.
- Volume was 17.80K shares, 0.4x its 50-day average of 49.83K — lighter than usual.
- Price is +0.5% vs its 50-day average ($21.35) and +5.5% vs its 200-day average ($20.34).
- 52-week range $14.61–$24.43; today's close sits at 70% of that range, 12.2% below the 52-week high.
- That makes 4 straight gains.
Oct 5, 2026 — CZWI ends flat (+0.0%) to $21.31, 3 up days in a row
- Closed at $21.31, +0.05% vs the prior close of $21.30. Day range $21.17–$21.52, opened at $21.39.
- Volume was 24.80K shares, 0.5x its 50-day average of 50.05K — lighter than usual.
- Price is -0.2% vs its 50-day average ($21.35) and +4.8% vs its 200-day average ($20.33).
- 52-week range $14.61–$24.43; today's close sits at 68% of that range, 12.8% below the 52-week high.
- That makes 3 straight gains.
Oct 2, 2026 — CZWI rises 0.5% to $21.30
- Closed at $21.30, +0.47% vs the prior close of $21.20. Day range $21.18–$21.60, opened at $21.35.
- Volume was 24.90K shares, 0.5x its 50-day average of 50.13K — lighter than usual.
- Price is -0.4% vs its 50-day average ($21.39) and +4.9% vs its 200-day average ($20.31).
- 52-week range $14.61–$24.43; today's close sits at 68% of that range, 12.8% below the 52-week high.
CZWI latest news & SEC filings
Every SEC filing by or about CZWI in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 2, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 14, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 13, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 10, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Felber Francis E bought 500 shares at $20.25 (≈$10.12K) on Aug 10, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 10, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Bianchi Stephen M bought 1,000 shares at $20.50 (≈$20.50K) on Aug 10, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 6, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $1.10M (prior year $3.27M) (-66.3% vs Jun 30, 2025)
- Diluted EPS: $0.11 (prior year $0.33) (-66.7% vs Jun 30, 2025)
Jul 31, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jul 31, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Jul 29, 2026 · Form SCHEDULE 13D/A — Update to a 13D 5%+ stake disclosure
Update to a 13D 5%+ stake disclosure
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jul 27, 2026 · Form SCHEDULE 13G — Passive stake (13G)
Passive stake (13G) — an investor reported owning more than 5%
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jul 27, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
- Item 8.01 — Reported other events the company considers important.
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 8, 2026 · Form SCHEDULE 13D/A — Update to a 13D 5%+ stake disclosure
Update to a 13D 5%+ stake disclosure
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jun 29, 2026 · Form SCHEDULE 13D/A — Update to a 13D 5%+ stake disclosure
Update to a 13D 5%+ stake disclosure
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Things to know before you trade CZWI
- Last results release: Jul 27, 2026 (8-K Item 2.02). Previous ones: Apr 27, 2026, Jan 26, 2026, Oct 27, 2025. Based on that rhythm, the next report is likely around Oct 26, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.82% (largest 2.2%). That is a relatively calm stock.
- Liquidity: about 39.34K shares (≈$830.57K) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $21.11 vs a range of $14.61–$24.43 (66% of the range).
- Dividends: last ex-dividend date Aug 7, 2026 ($0.105/share); 3 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 8 open-market buys, 7 sales; latest: Francis E Felber bought 500 shares on Aug 10, 2026.
- Latest filings: 8-K Sep 2, 2026; 10-Q Aug 6, 2026; 8-K Jul 31, 2026.
- Share count: 9.65M shares outstanding (Aug 6, 2026), -2.2% vs a year earlier — the company has been reducing its share count.
- Listing: Nasdaq · industry: Savings Institution, Federally Chartered.
CZWI market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 21.14 | 21.36 | 21.02 | 21.11 | 27.60K |
| Oct 14, 2026 | 21.01 | 21.28 | 20.95 | 21.00 | 30.70K |
| Oct 13, 2026 | 21.14 | 21.54 | 21.00 | 21.23 | 23.10K |
| Oct 12, 2026 | 20.98 | 21.33 | 20.98 | 21.08 | 28.70K |
| Oct 9, 2026 | 21.31 | 21.37 | 20.98 | 21.10 | 38.90K |
| Oct 8, 2026 | 21.36 | 22.16 | 21.24 | 21.41 | 27.70K |
| Oct 7, 2026 | 21.31 | 21.56 | 21.30 | 21.36 | 18.70K |
| Oct 6, 2026 | 21.30 | 21.58 | 21.16 | 21.46 | 17.80K |
| Oct 5, 2026 | 21.39 | 21.52 | 21.17 | 21.31 | 24.80K |
| Oct 2, 2026 | 21.35 | 21.60 | 21.18 | 21.30 | 24.90K |
| Oct 1, 2026 | 21.07 | 21.32 | 20.59 | 21.20 | 32.50K |
| Sep 30, 2026 | 21.16 | 21.27 | 21.01 | 21.11 | 23.00K |
| Sep 29, 2026 | 21.05 | 21.25 | 20.96 | 21.25 | 24.10K |
| Sep 28, 2026 | 21.14 | 21.22 | 20.95 | 21.12 | 45.90K |
| Sep 25, 2026 | 21.29 | 21.72 | 21.28 | 21.34 | 28.40K |
| Sep 24, 2026 | 21.29 | 21.33 | 21.08 | 21.21 | 31.60K |
| Sep 23, 2026 | 21.59 | 21.59 | 21.16 | 21.23 | 36.70K |
| Sep 22, 2026 | 21.57 | 21.64 | 21.27 | 21.63 | 31.40K |
| Sep 21, 2026 | 21.79 | 21.84 | 21.09 | 21.38 | 40.20K |
| Sep 18, 2026 | 21.46 | 21.92 | 20.99 | 21.87 | 230.20K |
About Citizens Community Bancorp
Citizens Community Bancorp (CZWI) is listed on the Nasdaq and classified by the SEC under “Savings Institution, Federally Chartered”. Its business address is in EAU CLAIRE, WI. State of incorporation: MD. Fiscal year ends December 31. SEC CIK 1367859.
CZWI board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Stephen M Bianchi | CEO and President | Aug 10, 2026 |
| Michael R Conner | Director | May 4, 2026 |
| Francis E Felber | Director | Aug 10, 2026 |
| James D Moll | Director | May 18, 2026 |
| Timothy L Olson | Director | May 5, 2026 |
| Kathleen Skarvan | Director | May 11, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| James S Broucek | EVP/CFO/Treasurer/Secretary | Jun 2, 2026 |
| Stephen M Bianchi | CEO and President | Aug 10, 2026 |
| Rebecca Johnson | Vice President/Controller | Jan 26, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Aug 10, 2026 | Francis E Felber | Buy | 500 | $20.25 |
| Aug 10, 2026 | Stephen M Bianchi | Buy | 1,000 | $20.50 |
| May 18, 2026 | James D Moll | Sale | 1,000 | $20.50 |
| May 18, 2026 | James D Moll | Sale | 500 | $20.75 |
| May 18, 2026 | James D Moll | Sale | 500 | $20.59 |
| May 18, 2026 | Francis E Felber | Buy | 500 | $20.60 |
| May 14, 2026 | James D Moll | Sale | 124 | $21.11 |
| May 14, 2026 | James D Moll | Sale | 876 | $21.08 |
| May 14, 2026 | James D Moll | Sale | 1,900 | $20.96 |
| May 14, 2026 | James D Moll | Sale | 100 | $20.98 |
| May 8, 2026 | Kathleen Skarvan | Buy | 450 | $21.13 |
| May 8, 2026 | Kathleen Skarvan | Buy | 300 | $21.20 |
| May 5, 2026 | Timothy L Olson | Buy | 1,000 | $20.95 |
| May 4, 2026 | Francis E Felber | Buy | 1,000 | $20.60 |
| Apr 30, 2026 | Michael R Conner | Buy | 1,100 | $20.95 |
CZWI financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $14.42M | 1.46 | $11.69M |
| Dec 31, 2024 | — | $13.75M | 1.34 | $20.40M |
| Dec 31, 2023 | — | $13.06M | 1.25 | $13.12M |
| Dec 31, 2022 | — | $17.76M | 1.69 | $29.29M |
| Dec 31, 2021 | — | $21.27M | 1.98 | $21.60M |
Latest balance sheet: total assets $1.81B, total liabilities $1.62B, cash $121.76M (as of Jun 30, 2026).
CZWI earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 27, 2026 | 8-K Item 2.02 (results) | $21.40 |
| Apr 27, 2026 | 8-K Item 2.02 (results) | $20.85 |
| Jan 26, 2026 | 8-K Item 2.02 (results) | $18.06 |
| Oct 27, 2025 | 8-K Item 2.02 (results) | $15.89 |
| Jul 28, 2025 | 8-K Item 2.02 (results) | $14.77 |
| Apr 28, 2025 | 8-K Item 2.02 (results) | $14.96 |
| Jan 27, 2025 | 8-K Item 2.02 (results) | $15.91 |
| Oct 28, 2024 | 8-K Item 2.02 (results) | $14.18 |
| Jul 29, 2024 | 8-K Item 2.02 (results) | — |
| Apr 29, 2024 | 8-K Item 2.02 (results) | — |
| Jan 29, 2024 | 8-K Item 2.02 (results) | — |
| Oct 24, 2023 | 8-K Item 2.02 (results) | — |
Related stocks · Savings Institution, Federally Chartered
Hsbc (HSBC)Eastern Bankshares (EBC)BankUnited (BKU)Axos Financial (AX)Columbia Financial (CLBK)Provident Financial Services (PFS)TFS Financial (TFSL)Capitol Federal Financial (CFFN)HomeTrust Bancshares (HTB)Kearny Financial (KRNY)
Popular today
Micron Technology (MU)Spdr S&P 500 Etf (SPY)Nvidia (NVDA)Sandisk (SNDK)AMD (AMD)Space Exploration Technologies (SPCX)Intel (INTC)Apple (AAPL)Microsoft (MSFT)Meta Platforms (META)Broadcom (AVGO)Tesla (TSLA)
More on CZWI
Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.