Citizens (CIA) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $3.44, -0.86% vs the prior close of $3.47.
- Volume 75.35K shares, 0.6x its 50-day average (light).
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
CIA dips 0.9% to $3.44. Closed at $3.44, -0.86% vs the prior close of $3.47. Day range $3.43–$3.50, opened at $3.47.
CIA daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — CIA dips 0.9% to $3.44
- Closed at $3.44, -0.86% vs the prior close of $3.47. Day range $3.43–$3.50, opened at $3.47.
- Volume was 75.35K shares, 0.6x its 50-day average of 134.19K — lighter than usual.
- Price is -6.4% vs its 50-day average ($3.68) and -30.2% vs its 200-day average ($4.93).
- 52-week range $3.31–$6.54; today's close sits at 4% of that range, 47.4% below the 52-week high.
Oct 15, 2026 — CIA rises 3.0% to $3.47
- Closed at $3.47, +2.97% vs the prior close of $3.37. Day range $3.37–$3.49, opened at $3.42.
- Volume was 106.40K shares, 0.8x its 50-day average of 133.36K.
- Price is -6.2% vs its 50-day average ($3.70) and -29.7% vs its 200-day average ($4.94).
- 52-week range $3.31–$6.54; today's close sits at 5% of that range, 46.9% below the 52-week high.
Oct 14, 2026 — CIA ends flat (-0.3%) to $3.37, a 52-week low
- Closed at $3.37, -0.30% vs the prior close of $3.38. Day range $3.31–$3.48, opened at $3.38.
- Volume was 129.30K shares, 1.0x its 50-day average of 135.42K.
- Price is -9.5% vs its 50-day average ($3.72) and -31.8% vs its 200-day average ($4.94).
- 52-week range $3.31–$6.54; today's close sits at 2% of that range, 48.5% below the 52-week high.
Oct 13, 2026 — CIA slides 3.4% to $3.38, a 52-week low
- Closed at $3.38, -3.43% vs the prior close of $3.50. Day range $3.38–$3.55, opened at $3.55.
- Volume was 126.10K shares, 0.9x its 50-day average of 135.27K.
- Price is -9.8% vs its 50-day average ($3.75) and -31.8% vs its 200-day average ($4.95).
- 52-week range $3.38–$6.54; today's close sits at 0% of that range, 48.3% below the 52-week high.
Oct 12, 2026 — CIA rises 0.9% to $3.50
- Closed at $3.50, +0.86% vs the prior close of $3.47. Day range $3.44–$3.54, opened at $3.45.
- Volume was 90.60K shares, 0.7x its 50-day average of 135.80K.
- Price is -7.2% vs its 50-day average ($3.77) and -29.5% vs its 200-day average ($4.96).
- 52-week range $3.38–$6.54; today's close sits at 4% of that range, 46.5% below the 52-week high.
Oct 9, 2026 — CIA dips 1.7% to $3.47
- Closed at $3.47, -1.70% vs the prior close of $3.53. Day range $3.41–$3.58, opened at $3.49.
- Volume was 84.20K shares, 0.6x its 50-day average of 135.55K.
- Price is -8.6% vs its 50-day average ($3.80) and -30.2% vs its 200-day average ($4.97).
- 52-week range $3.38–$6.54; today's close sits at 3% of that range, 46.9% below the 52-week high.
- SEC filings that day: 8-K.
Oct 8, 2026 — CIA rises 1.7% to $3.53
- Closed at $3.53, +1.73% vs the prior close of $3.47. Day range $3.42–$3.57, opened at $3.42.
- Volume was 140.60K shares, 1.0x its 50-day average of 134.34K.
- Price is -7.7% vs its 50-day average ($3.83) and -29.1% vs its 200-day average ($4.98).
- 52-week range $3.38–$6.54; today's close sits at 5% of that range, 46.0% below the 52-week high.
Oct 7, 2026 — CIA dips 1.4% to $3.47
- Closed at $3.47, -1.42% vs the prior close of $3.52. Day range $3.41–$3.48, opened at $3.48.
- Volume was 81.10K shares, 0.6x its 50-day average of 135.51K — lighter than usual.
- Price is -9.9% vs its 50-day average ($3.85) and -30.5% vs its 200-day average ($4.99).
- 52-week range $3.38–$6.54; today's close sits at 3% of that range, 46.9% below the 52-week high.
Oct 6, 2026 — CIA dips 1.1% to $3.52
- Closed at $3.52, -1.12% vs the prior close of $3.56. Day range $3.47–$3.68, opened at $3.60.
- Volume was 99.20K shares, 0.7x its 50-day average of 136.68K.
- Price is -9.4% vs its 50-day average ($3.89) and -29.6% vs its 200-day average ($5.00).
- 52-week range $3.38–$6.54; today's close sits at 4% of that range, 46.2% below the 52-week high.
Oct 5, 2026 — CIA rises 0.6% to $3.56, 3 up days in a row
- Closed at $3.56, +0.56% vs the prior close of $3.54. Day range $3.51–$3.60, opened at $3.51.
- Volume was 106.40K shares, 0.8x its 50-day average of 136.88K.
- Price is -9.0% vs its 50-day average ($3.91) and -29.0% vs its 200-day average ($5.01).
- 52-week range $3.38–$6.54; today's close sits at 6% of that range, 45.6% below the 52-week high.
- That makes 3 straight gains.
Oct 2, 2026 — CIA rises 2.0% to $3.54
- Closed at $3.54, +2.02% vs the prior close of $3.47. Day range $3.49–$3.60, opened at $3.53.
- Volume was 85.00K shares, 0.6x its 50-day average of 137.19K.
- Price is -10.1% vs its 50-day average ($3.94) and -29.5% vs its 200-day average ($5.02).
- 52-week range $3.38–$6.54; today's close sits at 5% of that range, 45.9% below the 52-week high.
CIA latest news & SEC filings
Every SEC filing by or about CIA in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 9, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 1.01 — Signed a material agreement.
Sep 1, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Harwood Michael Philip bought 10,000 shares at $3.80 (≈$38.00K) on Aug 31, 2026
- Harwood Michael Philip bought 10,000 shares at $3.80 (≈$38.00K) on Aug 31, 2026
- Harwood Michael Philip bought 10,000 shares at $3.80 (≈$38.00K) on Aug 31, 2026
- Harwood Michael Philip bought 10,000 shares at $3.80 (≈$38.00K) on Aug 31, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 18, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Aug 18, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Aug 13, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Hoxworth Seth Alan bought 5,376 shares at $3.83 (≈$20.59K) on Aug 11, 2026
- Hoxworth Seth Alan bought 5,376 shares at $3.83 (≈$20.59K) on Aug 11, 2026
- Hoxworth Seth Alan bought 5,376 shares at $3.83 (≈$20.59K) on Aug 11, 2026
- Hoxworth Seth Alan bought 5,376 shares at $3.83 (≈$20.59K) on Aug 11, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 12, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Stenberg Jon bought 12,000 shares at $3.65 (≈$43.80K) on Aug 11, 2026
- Stenberg Jon bought 12,000 shares at $3.65 (≈$43.80K) on Aug 11, 2026
- Stenberg Jon bought 12,000 shares at $3.65 (≈$43.80K) on Aug 11, 2026
- Stenberg Jon bought 12,000 shares at $3.65 (≈$43.80K) on Aug 11, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 11, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Stenberg Jon bought 50,000 shares at $3.99 (≈$199.50K) on Aug 10, 2026
- Stenberg Jon bought 50,000 shares at $3.99 (≈$199.50K) on Aug 10, 2026
- Stenberg Jon bought 50,000 shares at $3.99 (≈$199.50K) on Aug 10, 2026
- Stenberg Jon bought 50,000 shares at $3.99 (≈$199.50K) on Aug 10, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 6, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $60.41M (prior year $65.09M) (-7.2% vs Jun 30, 2025)
- Net income: -$425.00K (prior year $6.46M) (loss widened vs Jun 30, 2025)
Aug 6, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 27, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Things to know before you trade CIA
- Last results release: Aug 6, 2026 (8-K Item 2.02). Previous ones: May 7, 2026, Mar 12, 2026, Nov 7, 2025. Based on that rhythm, the next report is likely around Nov 5, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.72% (largest 4.9%).
- Liquidity: about 105.97K shares (≈$364.55K) trade per day on average. Thin volume can mean wider bid/ask spreads.
- 52-week position: $3.44 vs a range of $3.31–$6.54 (4% of the range).
- Dividends: no cash dividends in the last 2 years.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 25 open-market buys, 0 sales; latest: Michael Philip Harwood bought 10,000 shares on Aug 31, 2026.
- Latest filings: 8-K Oct 9, 2026; 10-Q Aug 6, 2026; 8-K Aug 6, 2026.
- Share count: 50.64M shares outstanding (Jul 31, 2026), +0.8% vs a year earlier.
- Listing: NYSE · industry: Life Insurance.
CIA market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 3.47 | 3.50 | 3.43 | 3.44 | 75.35K |
| Oct 15, 2026 | 3.42 | 3.49 | 3.37 | 3.47 | 106.40K |
| Oct 14, 2026 | 3.38 | 3.48 | 3.31 | 3.37 | 129.30K |
| Oct 13, 2026 | 3.55 | 3.55 | 3.38 | 3.38 | 126.10K |
| Oct 12, 2026 | 3.45 | 3.54 | 3.44 | 3.50 | 90.60K |
| Oct 9, 2026 | 3.49 | 3.58 | 3.41 | 3.47 | 84.20K |
| Oct 8, 2026 | 3.42 | 3.57 | 3.42 | 3.53 | 140.60K |
| Oct 7, 2026 | 3.48 | 3.48 | 3.41 | 3.47 | 81.10K |
| Oct 6, 2026 | 3.60 | 3.68 | 3.47 | 3.52 | 99.20K |
| Oct 5, 2026 | 3.51 | 3.60 | 3.51 | 3.56 | 106.40K |
| Oct 2, 2026 | 3.53 | 3.60 | 3.49 | 3.54 | 85.00K |
| Oct 1, 2026 | 3.47 | 3.62 | 3.38 | 3.47 | 96.00K |
| Sep 30, 2026 | 3.66 | 3.66 | 3.44 | 3.45 | 137.20K |
| Sep 29, 2026 | 3.64 | 3.71 | 3.59 | 3.62 | 85.70K |
| Sep 28, 2026 | 3.61 | 3.66 | 3.55 | 3.61 | 96.50K |
| Sep 25, 2026 | 3.59 | 3.67 | 3.48 | 3.59 | 148.40K |
| Sep 24, 2026 | 3.54 | 3.62 | 3.52 | 3.61 | 103.30K |
| Sep 23, 2026 | 3.67 | 3.69 | 3.53 | 3.53 | 97.80K |
| Sep 22, 2026 | 3.63 | 3.73 | 3.58 | 3.71 | 123.30K |
| Sep 21, 2026 | 3.60 | 3.65 | 3.40 | 3.61 | 107.00K |
About Citizens
Citizens (CIA) is listed on the NYSE and classified by the SEC under “Life Insurance”. Its business address is in AUSTIN, TX. State of incorporation: CO. Fiscal year ends December 31. SEC CIK 24090.
CIA board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Peter M Carlson | Director | Jun 22, 2026 |
| Christopher W Claus | Director | Jun 22, 2026 |
| Cynthia H Davis | Director | Jun 22, 2026 |
| Jerry Davis | Director | Jun 4, 2026 |
| Michael Philip Harwood | Director | Sep 1, 2026 |
| Sean Samuel Mclaughlin | Director | Jun 22, 2026 |
| Jon Stenberg | President & CEO | Aug 12, 2026 |
| Mary Taylor | Director | Jun 22, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Jeffery P. Conklin | CFO & Treasurer | Apr 2, 2026 |
| Paula L Guerrero | Chief Information Officer | Aug 18, 2026 |
| Seth Alan Hoxworth | Chief Actuary | Aug 13, 2026 |
| Sheryl L Kinlaw | Chief Legal Officer | Apr 2, 2026 |
| Bryon Matthew Lewis | Chief Operations Officer | Aug 18, 2026 |
| Jon Stenberg | President & CEO | Aug 12, 2026 |
| Harvey J. Waite | Chief Actuary | Jan 5, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Aug 31, 2026 | Michael Philip Harwood | Buy | 10,000 | $3.80 |
| Aug 31, 2026 | Michael Philip Harwood | Buy | 10,000 | $3.80 |
| Aug 31, 2026 | Michael Philip Harwood | Buy | 10,000 | $3.80 |
| Aug 31, 2026 | Michael Philip Harwood | Buy | 10,000 | $3.80 |
| Aug 11, 2026 | Seth Alan Hoxworth | Buy | 5,376 | $3.83 |
| Aug 11, 2026 | Seth Alan Hoxworth | Buy | 5,376 | $3.83 |
| Aug 11, 2026 | Seth Alan Hoxworth | Buy | 5,376 | $3.83 |
| Aug 11, 2026 | Seth Alan Hoxworth | Buy | 5,376 | $3.83 |
| Aug 11, 2026 | Jon Stenberg | Buy | 12,000 | $3.65 |
| Aug 11, 2026 | Jon Stenberg | Buy | 12,000 | $3.65 |
| Aug 11, 2026 | Jon Stenberg | Buy | 12,000 | $3.65 |
| Aug 11, 2026 | Jon Stenberg | Buy | 12,000 | $3.65 |
| Aug 10, 2026 | Jon Stenberg | Buy | 50,000 | $3.99 |
| Aug 10, 2026 | Jon Stenberg | Buy | 50,000 | $3.99 |
| Aug 10, 2026 | Jon Stenberg | Buy | 50,000 | $3.99 |
CIA financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $255.62M | $14.59M | — | $17.99M |
| Dec 31, 2024 | $245.00M | $14.91M | — | $31.92M |
| Dec 31, 2023 | $240.68M | $24.44M | — | $22.06M |
| Dec 31, 2022 | $232.52M | $26.01M | — | $56.92M |
| Dec 31, 2021 | $250.55M | $72.71M | — | $40.45M |
Latest balance sheet: total assets $1.75B, total liabilities $1.52B, cash $16.96M (as of Jun 30, 2026).
CIA earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 6, 2026 | 8-K Item 2.02 (results) | $4.57 |
| May 7, 2026 | 8-K Item 2.02 (results) | $5.66 |
| Mar 12, 2026 | 8-K Item 2.02 (results) | $4.90 |
| Nov 7, 2025 | 8-K Item 2.02 (results) | $6.08 |
| Aug 7, 2025 | 8-K Item 2.02 (results) | $4.29 |
| May 8, 2025 | 8-K Item 2.02 (results) | $4.01 |
| Mar 13, 2025 | 8-K Item 2.02 (results) | $4.49 |
| Nov 7, 2024 | 8-K Item 2.02 (results) | $5.02 |
| Aug 6, 2024 | 8-K Item 2.02 (results) | — |
| May 7, 2024 | 8-K Item 2.02 (results) | — |
| Mar 14, 2024 | 8-K Item 2.02 (results) | — |
| Nov 6, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.