Credit Acceptance (CACC) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $540.98, -1.62% vs the prior close of $549.87.
- Volume 62.62K shares, 0.6x its 50-day average (light).
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
CACC dips 1.6% to $540.98. Closed at $540.98, -1.62% vs the prior close of $549.87. Day range $538.46–$556.47, opened at $548.58.
CACC daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — CACC dips 1.6% to $540.98
- Closed at $540.98, -1.62% vs the prior close of $549.87. Day range $538.46–$556.47, opened at $548.58.
- Volume was 62.62K shares, 0.6x its 50-day average of 111.18K — lighter than usual.
- Price is -5.5% vs its 50-day average ($572.62) and +1.3% vs its 200-day average ($534.02).
- 52-week range $401.90–$668.86; today's close sits at 52% of that range, 19.1% below the 52-week high.
Oct 15, 2026 — CACC jumps 3.3% to $549.87
- Closed at $549.87, +3.30% vs the prior close of $532.31. Day range $537.26–$556.72, opened at $537.26.
- Volume was 72.30K shares, 0.6x its 50-day average of 113.25K.
- Price is -4.1% vs its 50-day average ($573.43) and +3.1% vs its 200-day average ($533.57).
- 52-week range $401.90–$668.86; today's close sits at 55% of that range, 17.8% below the 52-week high.
Oct 14, 2026 — CACC dips 2.5% to $532.31
- Closed at $532.31, -2.50% vs the prior close of $545.96. Day range $529.77–$541.15, opened at $540.94.
- Volume was 73.20K shares, 0.6x its 50-day average of 114.22K.
- Price is -7.3% vs its 50-day average ($574.28) and -0.1% vs its 200-day average ($533.10).
- 52-week range $401.90–$668.86; today's close sits at 49% of that range, 20.4% below the 52-week high.
Oct 13, 2026 — CACC dips 0.4% to $545.96
- Closed at $545.96, -0.39% vs the prior close of $548.12. Day range $540.15–$552.88, opened at $548.58.
- Volume was 79.00K shares, 0.7x its 50-day average of 115.06K.
- Price is -5.1% vs its 50-day average ($575.39) and +2.5% vs its 200-day average ($532.72).
- 52-week range $401.90–$668.86; today's close sits at 54% of that range, 18.4% below the 52-week high.
Oct 12, 2026 — CACC ends flat (+0.1%) to $548.12, 3 up days in a row
- Closed at $548.12, +0.09% vs the prior close of $547.60. Day range $542.20–$555.36, opened at $547.90.
- Volume was 63.80K shares, 0.6x its 50-day average of 115.52K — lighter than usual.
- Price is -4.8% vs its 50-day average ($575.93) and +3.0% vs its 200-day average ($532.28).
- 52-week range $401.90–$668.86; today's close sits at 55% of that range, 18.1% below the 52-week high.
- That makes 3 straight gains.
Oct 9, 2026 — CACC rises 0.9% to $547.60
- Closed at $547.60, +0.88% vs the prior close of $542.82. Day range $536.79–$549.34, opened at $545.05.
- Volume was 69.20K shares, 0.6x its 50-day average of 116.62K — lighter than usual.
- Price is -5.0% vs its 50-day average ($576.35) and +3.0% vs its 200-day average ($531.84).
- 52-week range $401.90–$668.86; today's close sits at 55% of that range, 18.1% below the 52-week high.
Oct 8, 2026 — CACC rises 1.9% to $542.82
- Closed at $542.82, +1.93% vs the prior close of $532.55. Day range $530.00–$544.69, opened at $534.59.
- Volume was 49.80K shares, 0.4x its 50-day average of 118.79K — lighter than usual.
- Price is -5.8% vs its 50-day average ($576.51) and +2.1% vs its 200-day average ($531.43).
- 52-week range $401.90–$668.86; today's close sits at 53% of that range, 18.8% below the 52-week high.
Oct 7, 2026 — CACC dips 0.8% to $532.55
- Closed at $532.55, -0.75% vs the prior close of $536.58. Day range $519.29–$537.41, opened at $528.49.
- Volume was 81.00K shares, 0.7x its 50-day average of 120.08K.
- Price is -7.7% vs its 50-day average ($576.79) and +0.3% vs its 200-day average ($531.02).
- 52-week range $401.90–$668.86; today's close sits at 49% of that range, 20.4% below the 52-week high.
Oct 6, 2026 — CACC rises 1.0% to $536.58, 3 up days in a row
- Closed at $536.58, +0.98% vs the prior close of $531.35. Day range $529.68–$538.96, opened at $533.92.
- Volume was 72.60K shares, 0.6x its 50-day average of 121.41K — lighter than usual.
- Price is -7.1% vs its 50-day average ($577.31) and +1.1% vs its 200-day average ($530.65).
- 52-week range $401.90–$668.86; today's close sits at 50% of that range, 19.8% below the 52-week high.
- That makes 3 straight gains.
Oct 5, 2026 — CACC rises 0.7% to $531.35
- Closed at $531.35, +0.73% vs the prior close of $527.50. Day range $524.88–$539.12, opened at $527.95.
- Volume was 130.50K shares, 1.1x its 50-day average of 122.44K.
- Price is -8.0% vs its 50-day average ($577.63) and +0.2% vs its 200-day average ($530.25).
- 52-week range $401.90–$668.86; today's close sits at 48% of that range, 20.6% below the 52-week high.
Oct 2, 2026 — CACC jumps 3.0% to $527.50
- Closed at $527.50, +3.04% vs the prior close of $511.95. Day range $520.00–$537.07, opened at $520.17.
- Volume was 122.00K shares, 1.0x its 50-day average of 122.39K.
- Price is -8.8% vs its 50-day average ($578.48) and -0.4% vs its 200-day average ($529.87).
- 52-week range $401.90–$668.86; today's close sits at 47% of that range, 21.1% below the 52-week high.
CACC latest news & SEC filings
Every SEC filing by or about CACC in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 6, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 25, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 25, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 25, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 25, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 21, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 1.01 — Signed a material agreement.
- Item 2.03 — Took on a new material debt or financial obligation.
- Item 8.01 — Reported other events the company considers important.
Sep 18, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 1.01 — Signed a material agreement.
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Sep 4, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Sep 3, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Aug 25, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 1.01 — Signed a material agreement.
- Item 2.03 — Took on a new material debt or financial obligation.
- Item 8.01 — Reported other events the company considers important.
Aug 13, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Aug 4, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $587.40M (prior year $583.80M) (+0.6% vs Jun 30, 2025)
- Net income: $135.90M (prior year $87.40M) (+55.5% vs Jun 30, 2025)
- Diluted EPS: $12.66 (prior year $7.42) (+70.6% vs Jun 30, 2025)
Aug 4, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 31, 2026 · Form ABS-15G — ABS-15G filing
ABS-15G filing
Jul 27, 2026 · Form SCHEDULE 13G — Passive stake (13G)
Passive stake (13G) — an investor reported owning more than 5%
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Things to know before you trade CACC
- Last results release: Aug 4, 2026 (8-K Item 2.02). Previous ones: May 5, 2026, Jan 29, 2026, Oct 30, 2025. Based on that rhythm, the next report is likely around Nov 3, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.56% (largest 3.6%).
- Liquidity: about 106.79K shares (≈$57.77M) trade per day on average.
- 52-week position: $540.98 vs a range of $401.90–$668.86 (52% of the range).
- Dividends: no cash dividends in the last 2 years.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: Jill Foss Watson sold 2 shares on Jul 16, 2026.
- Latest filings: 8-K Sep 21, 2026; 8-K Sep 18, 2026; 8-K Sep 4, 2026.
- Share count: 10.38M shares outstanding (Jul 23, 2026), -7.6% vs a year earlier — the company has been reducing its share count.
- Listing: Nasdaq · industry: Personal Credit Institutions.
CACC market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 548.58 | 556.47 | 538.46 | 540.98 | 62.62K |
| Oct 15, 2026 | 537.26 | 556.72 | 537.26 | 549.87 | 72.30K |
| Oct 14, 2026 | 540.94 | 541.15 | 529.77 | 532.31 | 73.20K |
| Oct 13, 2026 | 548.58 | 552.88 | 540.15 | 545.96 | 79.00K |
| Oct 12, 2026 | 547.90 | 555.36 | 542.20 | 548.12 | 63.80K |
| Oct 9, 2026 | 545.05 | 549.34 | 536.79 | 547.60 | 69.20K |
| Oct 8, 2026 | 534.59 | 544.69 | 530.00 | 542.82 | 49.80K |
| Oct 7, 2026 | 528.49 | 537.41 | 519.29 | 532.55 | 81.00K |
| Oct 6, 2026 | 533.92 | 538.96 | 529.68 | 536.58 | 72.60K |
| Oct 5, 2026 | 527.95 | 539.12 | 524.88 | 531.35 | 130.50K |
| Oct 2, 2026 | 520.17 | 537.07 | 520.00 | 527.50 | 122.00K |
| Oct 1, 2026 | 528.88 | 531.29 | 506.55 | 511.95 | 231.50K |
| Sep 30, 2026 | 535.10 | 539.73 | 525.69 | 531.00 | 105.80K |
| Sep 29, 2026 | 551.48 | 555.15 | 530.33 | 537.10 | 107.70K |
| Sep 28, 2026 | 555.48 | 555.48 | 541.61 | 550.00 | 89.20K |
| Sep 25, 2026 | 551.44 | 563.05 | 547.59 | 555.68 | 140.50K |
| Sep 24, 2026 | 550.00 | 558.48 | 544.20 | 547.40 | 146.30K |
| Sep 23, 2026 | 562.82 | 562.82 | 546.30 | 555.13 | 120.10K |
| Sep 22, 2026 | 570.78 | 580.90 | 551.87 | 562.34 | 172.30K |
| Sep 21, 2026 | 580.65 | 583.13 | 562.37 | 564.27 | 146.30K |
About Credit Acceptance
Credit Acceptance (CACC) is listed on the Nasdaq and classified by the SEC under “Personal Credit Institutions”. Its business address is in SOUTHFIELD, MI. State of incorporation: MI. Fiscal year ends December 31. SEC CIK 885550.
CACC board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Kenneth Booth | Director | Jun 12, 2026 |
| Glenda J Flanagan | Director | Jun 12, 2026 |
| Vinayak Hegde | Chief Executive Officer | Nov 17, 2025 |
| Sean Edward Quinn | Director | Jun 12, 2026 |
| Thomas N Tryforos | Director | Jun 12, 2026 |
| Scott J Vassalluzzo | Member of Section 13(d) Group | Jun 12, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Joseph Iii Billante | Chief Financial Officer | Jul 31, 2026 |
| Nicholas J Elliott | Chief Transformation Officer | Jun 30, 2026 |
| Vinayak Hegde | Chief Executive Officer | Nov 17, 2025 |
| Erin J Kerber | Chief Legal Officer | Jun 30, 2026 |
| Jonathan Lum | Chief Operating Officer | Jun 26, 2026 |
| Jay D Martin | Chief Financial Officer | Jun 26, 2026 |
| Andrew K Rostami | Chief Mktg and Product Officer | Apr 21, 2026 |
| Wendy A Rummler | Chief People Officer | May 20, 2026 |
| Arthur L Smith | Chief Analytics Officer | Feb 3, 2026 |
| Steffen Schumann | Chief Business Officer | Jul 8, 2026 |
| Daniel A. Ulatowski | Chief Sales Officer | Feb 3, 2026 |
| Ravi Mohan Valiyaveettil | Chief Technology Officer | May 8, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Jul 16, 2026 | Jill Foss Watson | Sale | 2 | $642.08 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 977 | $640.15 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 457 | $641.31 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 2 | $642.08 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 977 | $640.15 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 457 | $641.31 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 2 | $642.08 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 977 | $640.15 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 457 | $641.31 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 2 | $642.08 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 977 | $640.15 |
| Jul 16, 2026 | Jill Foss Watson | Sale | 457 | $641.31 |
| Jul 2, 2026 | Jill Foss Watson | Sale | 1,037 | $651.80 |
| Jul 2, 2026 | Jill Foss Watson | Sale | 689 | $653.08 |
| Jul 2, 2026 | Jill Foss Watson | Sale | 819 | $653.79 |
CACC financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $2.32B | $423.90M | 36.38 | $1.05B |
| Dec 31, 2024 | $2.16B | $247.90M | 19.88 | $1.14B |
| Dec 31, 2023 | $1.90B | $286.10M | 21.99 | $1.20B |
| Dec 31, 2022 | $1.83B | $535.80M | 39.32 | $1.24B |
| Dec 31, 2021 | $1.86B | $958.30M | 59.52 | $1.07B |
Latest balance sheet: total assets $8.62B, total liabilities $7.03B, cash $1.40M (as of Jun 30, 2026).
CACC earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 4, 2026 | 8-K Item 2.02 (results) | $587.85 |
| May 5, 2026 | 8-K Item 2.02 (results) | $525.67 |
| Jan 29, 2026 | 8-K Item 2.02 (results) | $451.24 |
| Oct 30, 2025 | 8-K Item 2.02 (results) | $452.38 |
| Jul 31, 2025 | 8-K Item 2.02 (results) | $490.28 |
| Apr 30, 2025 | 8-K Item 2.02 (results) | $487.42 |
| Jan 30, 2025 | 8-K Item 2.02 (results) | $514.06 |
| Oct 30, 2024 | 8-K Item 2.02 (results) | $461.93 |
| Jul 31, 2024 | 8-K Item 2.02 (results) | — |
| Apr 30, 2024 | 8-K Item 2.02 (results) | — |
| Jan 31, 2024 | 8-K Item 2.02 (results) | — |
| Oct 30, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.