To qualify for a USDA guaranteed home loan in Haines Borough, Alaska, household income must be at or below $145,600 for 1–4 people or $192,200 for 5–8 people (FY2026).
$63,300Very low income, 1–4 people
Limits by household size
| Program | 1–4 people | 5–8 people |
|---|---|---|
| Guaranteed (moderate) | $145,600 | $192,200 |
| Direct: low income | $101,300 | $133,700 |
| Direct: very low | $63,300 | $83,550 |
For 9+ people, add 8% of the 4-person limit per extra person.
Am I under the limit?
A quick check of gross income against the guaranteed limit. Lenders subtract allowed deductions (e.g. $480 per child, childcare, elderly household) to get adjusted income.
Related
- USDA limits across Alaskaevery county
- FHA limit, Haines Borough$541,287
- Haines Borough property tax0.83%
- USDA property eligibility mapcheck an address
Source: USDA Rural Development, Single Family Housing Guaranteed Loan Program income limits, FY2026 (PN 657, effective Jul 13, 2026). Limits apply to adjusted household income (all adult members). The property must also be in a USDA-eligible rural area. Check the address on the USDA eligibility site. Not lending advice.
Major Cities & Counties in Alaska
Largest by population (Census ACS 2020–2024). Property tax for each:
- Anchorage pop. 288,976
- Fairbanks pop. 32,083
- Juneau pop. 31,794
- Knik-Fairview pop. 19,972
- Badger pop. 18,677
- College pop. 11,924
- North Lakes pop. 10,223
- Wasilla pop. 9,720
- Tanaina pop. 9,646
- Meadow Lakes pop. 8,689
- Anchorage Municipality pop. 288,976
- Matanuska-Susitna Borough pop. 112,988
- Fairbanks North Star Borough pop. 95,460
- Kenai Peninsula Borough pop. 60,413
- Juneau City and Borough pop. 31,794
- Bethel Census Area pop. 18,394
- Ketchikan Gateway Borough pop. 13,768
- Kodiak Island Borough pop. 12,771
- North Slope Borough pop. 10,810
- Nome Census Area pop. 9,866
Frequently asked questions
What is the USDA income limit in Haines Borough?
To qualify for a USDA guaranteed home loan in Haines Borough, Alaska, household income must be at or below $145,600 for 1–4 people or $192,200 for 5–8 people (FY2026).
Does a USDA loan require a down payment?
No. USDA guaranteed loans finance up to 100% of the appraised value, with a 1% upfront fee and a 0.35% annual fee.
Does USDA count everyone's income?
Yes. Eligibility uses the income of all adult household members, even if they aren't on the loan, after allowed deductions.
Is all of Haines Borough eligible for USDA loans?
Not necessarily. Eligibility depends on the property address, and larger towns are often excluded. Check the USDA map.