Quick answer
Citizens Financial Services, Inc. (CZFS) reported revenue of $9.9M and net income of $36.6M for the fiscal year ended 2025-12-31, up 2.8% from $9.6M the year before, per its 10-K filed with the SEC on 2026-03-12.
Data as of 2025-12-31. Source: SEC EDGAR XBRL company facts (10-K/10-Q filings)
| Fiscal year | Revenue | Net income | Long-term debt |
|---|---|---|---|
| 2025 (FY ending 2025-12-31) | $9.9M | $36.6M | — |
| 2024 (FY ending 2024-12-31) | $9.6M | $27.8M | — |
| 2023 (FY ending 2023-12-31) | $9.0M | $17.8M | — |
| 2022 (FY ending 2022-12-31) | $8.6M | $29.1M | — |
| 2021 (FY ending 2021-12-31) | $7.7M | $29.1M | — |
| 2020 (FY ending 2020-12-31) | $6.7M | $25.1M | — |
| 2019 (FY ending 2019-12-31) | $6.9M | $19.5M | — |
| 2018 (FY ending 2018-12-31) | $6.5M | $18.0M | — |
| 2017 (FY ending 2017-12-31) | — | $13.0M | — |
| 2016 (FY ending 2016-12-31) | — | $12.6M | — |
Frequently asked questions
What is Citizens Financial Services, Inc.'s annual revenue?
Citizens Financial Services, Inc. (CZFS) reported revenue of $9.9M and net income of $36.6M for the fiscal year ended 2025-12-31, up 2.8% from $9.6M the year before, per its 10-K filed with the SEC on 2026-03-12.
What is CZFS's profit margin?
Citizens Financial Services, Inc.'s net margin was 370.1% in the fiscal year ended 2025-12-31.
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Last updated Oct 23, 2026, 7:21 AM ET. Data only, not financial or tax advice.
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