Delaware County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 4.7 times the county's median home value of $177,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,989 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $177,900 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 4.68× |
| Median household income | $74,989 |
| Median home value ÷ income | 2.4× |
| Population | 17,558 |
| Median property tax paid (owners) | $2,382 |
| Effective property tax rate (approx.) | 1.34% |
| Owner-occupied homes | 79.6% |
| Home value rank in Iowa | 34 of 99 counties |
| Neighbor: Buchanan County, IA | limit $832,750; median home $176,000 |
| Neighbor: Clayton County, IA | limit $832,750; median home $168,500 |
| Neighbor: Dubuque County, IA | limit $832,750; median home $237,300 |
| Neighbor: Fayette County, IA | limit $832,750; median home $136,800 |
| Neighbor: Jones County, IA | limit $832,750; median home $184,800 |
| Neighbor: Linn County, IA | limit $832,750; median home $214,300 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Delaware County's median home value is 14% below the state median of $208,000 (rank 34 of 99). Among its 6 neighboring counties, Dubuque County has the highest median home value ($237,300) and Fayette County the lowest ($136,800); all share the same loan limit. Owners pay a median $2,382 a year in property tax, an effective rate of about 1.34% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.
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