Dickinson County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $270,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,432 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $270,700 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 3.08× |
| Median household income | $75,432 |
| Median home value ÷ income | 3.6× |
| Population | 17,990 |
| Median property tax paid (owners) | $2,503 |
| Effective property tax rate (approx.) | 0.92% |
| Owner-occupied homes | 77.5% |
| Home value rank in Iowa | 3 of 99 counties |
| Neighbor: Clay County, IA | limit $832,750; median home $178,600 |
| Neighbor: Emmet County, IA | limit $832,750; median home $114,100 |
| Neighbor: O'Brien County, IA | limit $832,750; median home $173,100 |
| Neighbor: Osceola County, IA | limit $832,750; median home $122,600 |
| Neighbor: Palo Alto County, IA | limit $832,750; median home $123,200 |
| Neighbor: Jackson County, MN | limit $832,750; median home $157,100 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dickinson County's median home value is 30% above the state median of $208,000 (rank 3 of 99). Among its 6 neighboring counties, Clay County has the highest median home value ($178,600) and Emmet County the lowest ($114,100); all share the same loan limit. Owners pay a median $2,503 a year in property tax, an effective rate of about 0.92% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Dickens County, TX
- 2026 conforming loan limit: Dickenson County, VA
- 2026 conforming loan limit: Dickey County, ND
- 2026 conforming loan limit: Dickinson County, KS
- 2026 conforming loan limit: Dickinson County, MI
- 2026 conforming loan limit: Dickson County, TN
- 2026 conforming loan limit: Dillingham Census Area, AK
- 2026 conforming loan limit: Dillon County, SC
Last updated 2026-10-16. Data only, not financial or tax advice.