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2026 conforming loan limit: Dickinson County, MI

Quick answer

Dickinson County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 5.4 times the county's median home value of $153,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,156 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$153,300
Michigan median home value$231,600
Limit ÷ median home value5.43×
Median household income$65,156
Median home value ÷ income2.4×
Population25,954
Median property tax paid (owners)$1,940
Effective property tax rate (approx.)1.27%
Owner-occupied homes82.4%
Home value rank in Michigan66 of 83 counties
Neighbor: Iron County, MIlimit $832,750; median home $109,100
Neighbor: Marquette County, MIlimit $832,750; median home $216,500
Neighbor: Menominee County, MIlimit $832,750; median home $151,800
Neighbor: Florence County, WIlimit $832,750; median home $173,200
Neighbor: Marinette County, WIlimit $832,750; median home $158,600

Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dickinson County's median home value is 34% below the state median of $231,600 (rank 66 of 83). Among its 5 neighboring counties, Marquette County has the highest median home value ($216,500) and Iron County the lowest ($109,100); all share the same loan limit. Owners pay a median $1,940 a year in property tax, an effective rate of about 1.27% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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