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2026 conforming loan limit: Dickson County, TN

Quick answer

Dickson County, Tennessee has a 2026 one-unit conforming loan limit of $1,029,250, which is 3.4 times the county's median home value of $306,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,003 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$1,029,250
2-unit limit$1,317,650
3-unit limit$1,592,700
4-unit limit$1,979,350
Median home value (ACS 2020–24)$306,400
Tennessee median home value$286,700
Limit ÷ median home value3.36×
Median household income$75,003
Median home value ÷ income4.1×
Population55,983
Median property tax paid (owners)$1,431
Effective property tax rate (approx.)0.47%
Owner-occupied homes80.3%
Home value rank in Tennessee15 of 95 counties
Neighbor: Cheatham County, TNlimit $1,029,250; median home $338,700
Neighbor: Hickman County, TNlimit $1,029,250; median home $224,100
Neighbor: Houston County, TNlimit $832,750; median home $172,700
Neighbor: Humphreys County, TNlimit $832,750; median home $193,400
Neighbor: Montgomery County, TNlimit $832,750; median home $280,200
Neighbor: Williamson County, TNlimit $1,029,250; median home $751,900

Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Dickson County's median home value is 7% above the state median of $286,700 (rank 15 of 95). Among its 6 neighboring counties, Williamson County has the highest median home value ($751,900) and Houston County the lowest ($172,700); 3 neighbor(s) have a different loan limit. Owners pay a median $1,431 a year in property tax, an effective rate of about 0.47% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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