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2026 conforming loan limit: Dallas County, IA

Quick answer

Dallas County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 2.3 times the county's median home value of $355,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $102,379 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$355,600
Iowa median home value$208,000
Limit ÷ median home value2.34×
Median household income$102,379
Median home value ÷ income3.5×
Population107,968
Median property tax paid (owners)$5,001
Effective property tax rate (approx.)1.41%
Owner-occupied homes69.0%
Home value rank in Iowa1 of 99 counties
Neighbor: Adair County, IAlimit $832,750; median home $160,400
Neighbor: Boone County, IAlimit $832,750; median home $212,400
Neighbor: Greene County, IAlimit $832,750; median home $155,400
Neighbor: Guthrie County, IAlimit $832,750; median home $180,100
Neighbor: Madison County, IAlimit $832,750; median home $245,100
Neighbor: Polk County, IAlimit $832,750; median home $262,100
Neighbor: Warren County, IAlimit $832,750; median home $269,600

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dallas County's median home value is 71% above the state median of $208,000 (rank 1 of 99). Among its 7 neighboring counties, Warren County has the highest median home value ($269,600) and Greene County the lowest ($155,400); all share the same loan limit. Owners pay a median $5,001 a year in property tax, an effective rate of about 1.41% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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