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2026 conforming loan limit: Dallas County, MO

Quick answer

Dallas County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $190,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,464 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$190,300
Missouri median home value$230,300
Limit ÷ median home value4.38×
Median household income$53,464
Median home value ÷ income3.6×
Population17,551
Median property tax paid (owners)$756
Effective property tax rate (approx.)0.40%
Owner-occupied homes75.9%
Home value rank in Missouri36 of 115 counties
Neighbor: Camden County, MOlimit $832,750; median home $305,400
Neighbor: Greene County, MOlimit $832,750; median home $221,300
Neighbor: Hickory County, MOlimit $832,750; median home $176,100
Neighbor: Laclede County, MOlimit $832,750; median home $168,400
Neighbor: Polk County, MOlimit $832,750; median home $205,800
Neighbor: Webster County, MOlimit $832,750; median home $228,800

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dallas County's median home value is 17% below the state median of $230,300 (rank 36 of 115). Among its 6 neighboring counties, Camden County has the highest median home value ($305,400) and Laclede County the lowest ($168,400); all share the same loan limit. Owners pay a median $756 a year in property tax, an effective rate of about 0.40% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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