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2026 conforming loan limit: Dane County, WI

Quick answer

Dane County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $394,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $89,975 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$394,800
Wisconsin median home value$266,500
Limit ÷ median home value2.11×
Median household income$89,975
Median home value ÷ income4.4×
Population572,674
Median property tax paid (owners)$6,420
Effective property tax rate (approx.)1.63%
Owner-occupied homes57.1%
Home value rank in Wisconsin2 of 72 counties
Neighbor: Columbia County, WIlimit $832,750; median home $283,200
Neighbor: Dodge County, WIlimit $832,750; median home $231,900
Neighbor: Green County, WIlimit $832,750; median home $250,200
Neighbor: Iowa County, WIlimit $832,750; median home $265,000
Neighbor: Jefferson County, WIlimit $832,750; median home $274,100
Neighbor: Rock County, WIlimit $832,750; median home $231,600
Neighbor: Sauk County, WIlimit $832,750; median home $258,600

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dane County's median home value is 48% above the state median of $266,500 (rank 2 of 72). Among its 7 neighboring counties, Columbia County has the highest median home value ($283,200) and Rock County the lowest ($231,600); all share the same loan limit. Owners pay a median $6,420 a year in property tax, an effective rate of about 1.63% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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