Darke County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $173,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,486 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $173,200 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 4.81× |
| Median household income | $64,486 |
| Median home value ÷ income | 2.7× |
| Population | 51,594 |
| Median property tax paid (owners) | $1,584 |
| Effective property tax rate (approx.) | 0.91% |
| Owner-occupied homes | 72.4% |
| Home value rank in Ohio | 49 of 88 counties |
| Neighbor: Jay County, IN | limit $832,750; median home $117,500 |
| Neighbor: Randolph County, IN | limit $832,750; median home $113,400 |
| Neighbor: Wayne County, IN | limit $832,750; median home $140,200 |
| Neighbor: Mercer County, OH | limit $832,750; median home $210,600 |
| Neighbor: Miami County, OH | limit $832,750; median home $229,100 |
| Neighbor: Montgomery County, OH | limit $832,750; median home $180,900 |
| Neighbor: Preble County, OH | limit $832,750; median home $180,900 |
| Neighbor: Shelby County, OH | limit $832,750; median home $208,100 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Darke County's median home value is 19% below the state median of $214,800 (rank 49 of 88). Among its 8 neighboring counties, Miami County has the highest median home value ($229,100) and Randolph County the lowest ($113,400); all share the same loan limit. Owners pay a median $1,584 a year in property tax, an effective rate of about 0.91% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Daniels County, MT
- 2026 conforming loan limit: Danville City, VA
- 2026 conforming loan limit: Dare County, NC
- 2026 conforming loan limit: Darlington County, SC
- 2026 conforming loan limit: Dauphin County, PA
- 2026 conforming loan limit: Davidson County, NC
- 2026 conforming loan limit: Davidson County, TN
- 2026 conforming loan limit: Davie County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.