Davidson County, Tennessee has a 2026 one-unit conforming loan limit of $1,029,250, which is 2.5 times the county's median home value of $417,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,853 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,029,250 |
| 2-unit limit | $1,317,650 |
| 3-unit limit | $1,592,700 |
| 4-unit limit | $1,979,350 |
| Median home value (ACS 2020–24) | $417,400 |
| Tennessee median home value | $286,700 |
| Limit ÷ median home value | 2.47× |
| Median household income | $77,853 |
| Median home value ÷ income | 5.4× |
| Population | 715,388 |
| Median property tax paid (owners) | $2,506 |
| Effective property tax rate (approx.) | 0.60% |
| Owner-occupied homes | 52.8% |
| Home value rank in Tennessee | 3 of 95 counties |
| Neighbor: Cheatham County, TN | limit $1,029,250; median home $338,700 |
| Neighbor: Robertson County, TN | limit $1,029,250; median home $335,000 |
| Neighbor: Rutherford County, TN | limit $1,029,250; median home $382,600 |
| Neighbor: Sumner County, TN | limit $1,029,250; median home $393,100 |
| Neighbor: Williamson County, TN | limit $1,029,250; median home $751,900 |
| Neighbor: Wilson County, TN | limit $1,029,250; median home $428,000 |
Across Tennessee's 95 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,029,250, with 14 high-cost counties. Davidson County's median home value is 46% above the state median of $286,700 (rank 3 of 95). Among its 6 neighboring counties, Williamson County has the highest median home value ($751,900) and Robertson County the lowest ($335,000); all share the same loan limit. Owners pay a median $2,506 a year in property tax, an effective rate of about 0.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Darlington County, SC
- 2026 conforming loan limit: Dauphin County, PA
- 2026 conforming loan limit: Davidson County, NC
- 2026 conforming loan limit: Davie County, NC
- 2026 conforming loan limit: Daviess County, IN
- 2026 conforming loan limit: Daviess County, KY
- 2026 conforming loan limit: Daviess County, MO
- 2026 conforming loan limit: Davis County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.