Daviess County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 4.2 times the county's median home value of $199,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,214 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $199,900 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 4.17× |
| Median household income | $68,214 |
| Median home value ÷ income | 2.9× |
| Population | 103,648 |
| Median property tax paid (owners) | $1,675 |
| Effective property tax rate (approx.) | 0.84% |
| Owner-occupied homes | 68.1% |
| Home value rank in Kentucky | 29 of 120 counties |
| Neighbor: Spencer County, IN | limit $832,750; median home $185,200 |
| Neighbor: Warrick County, IN | limit $832,750; median home $242,500 |
| Neighbor: Hancock County, KY | limit $832,750; median home $141,200 |
| Neighbor: Henderson County, KY | limit $832,750; median home $171,900 |
| Neighbor: Mclean County, KY | limit $832,750; median home $148,500 |
| Neighbor: Ohio County, KY | limit $832,750; median home $121,400 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Daviess County's median home value is 3% below the state median of $205,600 (rank 29 of 120). Among its 6 neighboring counties, Warrick County has the highest median home value ($242,500) and Ohio County the lowest ($121,400); all share the same loan limit. Owners pay a median $1,675 a year in property tax, an effective rate of about 0.84% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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