Dauphin County, Pennsylvania has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $236,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,242 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $236,400 |
| Pennsylvania median home value | $254,500 |
| Limit ÷ median home value | 3.52× |
| Median household income | $76,242 |
| Median home value ÷ income | 3.1× |
| Population | 289,593 |
| Median property tax paid (owners) | $3,198 |
| Effective property tax rate (approx.) | 1.35% |
| Owner-occupied homes | 63.1% |
| Home value rank in Pennsylvania | 22 of 67 counties |
| Neighbor: Cumberland County, PA | limit $832,750; median home $277,600 |
| Neighbor: Juniata County, PA | limit $832,750; median home $217,000 |
| Neighbor: Lancaster County, PA | limit $832,750; median home $301,100 |
| Neighbor: Lebanon County, PA | limit $832,750; median home $242,000 |
| Neighbor: Northumberland County, PA | limit $832,750; median home $162,400 |
| Neighbor: Perry County, PA | limit $832,750; median home $236,400 |
| Neighbor: Schuylkill County, PA | limit $832,750; median home $153,000 |
| Neighbor: York County, PA | limit $832,750; median home $248,600 |
Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Dauphin County's median home value is 7% below the state median of $254,500 (rank 22 of 67). Among its 8 neighboring counties, Lancaster County has the highest median home value ($301,100) and Schuylkill County the lowest ($153,000); all share the same loan limit. Owners pay a median $3,198 a year in property tax, an effective rate of about 1.35% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Davidson County, NC
- 2026 conforming loan limit: Davidson County, TN
- 2026 conforming loan limit: Davie County, NC
- 2026 conforming loan limit: Daviess County, IN
- 2026 conforming loan limit: Daviess County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.