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2026 conforming loan limit: Davie County, NC

Quick answer

Davie County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $253,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,057 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$253,900
North Carolina median home value$288,900
Limit ÷ median home value3.28×
Median household income$75,057
Median home value ÷ income3.4×
Population44,122
Median property tax paid (owners)$1,595
Effective property tax rate (approx.)0.63%
Owner-occupied homes82.2%
Home value rank in North Carolina32 of 100 counties
Neighbor: Davidson County, NClimit $832,750; median home $219,100
Neighbor: Forsyth County, NClimit $832,750; median home $250,400
Neighbor: Iredell County, NClimit $832,750; median home $321,400
Neighbor: Rowan County, NClimit $832,750; median home $238,400
Neighbor: Yadkin County, NClimit $832,750; median home $181,200

Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Davie County's median home value is 12% below the state median of $288,900 (rank 32 of 100). Among its 5 neighboring counties, Iredell County has the highest median home value ($321,400) and Yadkin County the lowest ($181,200); all share the same loan limit. Owners pay a median $1,595 a year in property tax, an effective rate of about 0.63% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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